#hban

Huntington’s earnings base remains sound, but its commercial-real-estate reserve trend now carries more weight than the headline income statement. CRE allowance fell from $819 million to $800 million quarter over quarter, reducing estimated coverage from roughly 3.5% to 3.3%, while nonaccruals grew about 29% against 13% growth in the underlying book. Realized losses remain low, including a 0.25%…

HBAN’s improving setup depends on whether deposit stabilization can become durable margin recovery without a corresponding deterioration in credit. The shares entered the post-Q2 reassessment window with strong recent momentum, leaving the market prepared for more than an ordinary result. Net interest margin, deposit costs, commercial-real-estate disclosure and net charge-offs will determine…

HBAN’s improving setup depends on whether deposit stabilization can become durable margin recovery without a corresponding deterioration in credit. The shares entered the Q2 evidence window with strong recent momentum, leaving the market prepared for more than an ordinary result. Net interest margin, deposit costs, commercial-real-estate disclosure and net charge-offs will determine whether the…

Huntington Bancshares Included (NASDAQ:HBAN) Q2 2025 Earnings Convention Name July 18, 2025 9:00 AM ET Firm Individuals Brantley J. Standridge – Senior EVP and President of Client & Regional BankingBrendan A. Lawlor – Government VP & Chief Credit score OfficerEric Edmund Wasserstrom – Government VP & Head of Investor RelationsStephen D. Steinour – Chairman, President & CEOZachary J. Wasserman –…