Clear out the past, layout the present and prepare for a much better and brighter future.
Omoakhuana Anthonia

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Clear out the past, layout the present and prepare for a much better and brighter future.
Omoakhuana Anthonia

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Personal Passbook Account
They say - “There’s always a first time.” and yes this is my first time to open a personal passbook savings account. The prior passbook account we opened was a few days ago which is a joint account (which will be used for future plans).
Honestly, I’m not fond of having a passbook account due to the inconvenience of either withdrawing or depositing money into the account itself. But that is not the case now-a-days - with the help of online banking. The downside I saw in ATM accounts is the daily withdrawal limit and additional bank charge if getting money over-the-counter.
So what made me decide to open a personal passbook savings account?
First reason is saving money, since it is not very much accessible chances of getting money out of it is not as easy as having an ATM plastic card in the wallet so saving money is more feasible. :)
Second, serves as a different container, working as a freelance / virtual assistant we receive payouts via online money transfer. I personally am using (UnionBank EON’s) debit card as my receiving end. Since it is a debit card, it would be easy to swipe or get money from it. Not so good if I wanted to save money for the future.
Third, debit card for online purchases - I am hesitant in using credit card to be linked in my online profile such as in Apple AppStore or Google Play. I opt to use my debit card on cases such as purchasing an app from the app-stores. It would be easy to control spending rather than paying borrowed money.
Fourth, security - UnionBank EON debit card is linked online. Chances are if your online account has been compromised you may not want to imagine what could happen to your hard earned money. So it would be better to be safe than sorry.
I do suggest you open a passbook account with the bank you already have an account with. It would be much easier as your previous requirements can be used for verification. Less questions from the bank officers and you’ll get out of the bank in no-time.
I hope this passbook account will serve my purpose, to save money because of the inconvenience of getting money out of it and security, since this account will not be linked online.
Happy saving everyone!
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