In "Financial Planning for the 99%", Wilbert Guilford, a trusted financial planner in Phoenix, AZ, offers practical, accessible advice to help you take control of your financial future. Whether you're saving for retirement or managing debt, this book empowers everyday people to make informed, impactful decisions.

The article discusses the importance of financial literacy for children and how it can help them succeed in the future. The author emphasizes that financial literacy is not just about teaching children how to save money, but also about teaching them how to make smart financial decisions and how to plan for the future.

The article provides some practical tips for parents to help their children become financially literate, such as involving them in household budgeting and giving them an allowance to manage. It also suggests that parents should encourage their children to learn about personal finance through books, games, and online resources.