#financial technology

Abstract:

One needs to bear in mind that technology-related improvements have been a hot topic over the past few years around the globe. Traditional financial services have been rendered more globally, more cheaply, more accessible, more easily and more quickly by virtue of digital service providers. In a nutshell, FinTech has been undergoing a major transformation that also directly changes our lives. It is a living phenomenon. Tech-owned payment systems revolutionize and reshape the whole financial environment all over the world. The main intention of this book is to present a comprehensive FinTech guidance to all interested parties, especially entrepreneurs, investors and competent national authorities. It is intended to clarify the changing nature and current structure of contactless payment systems. Although tech-driven models support the facilitation of economic growth and improvement of financial inclusion on the global scale, they give rise to severe hardships in terms of financial stability and integrity. This available research, thus, further offers comprehensive observations about emerging risks and challenges associated with the e-payment financial markets. It is displayed that multifaceted aspects of electronic payment phenomena raise a variety of regulatory needs together with proper supervision over FinTech. Most jurisdictions have already improved legislation for FinTech but there are certain emerging challenges. Additionally, this book focuses on an adequate synthesis of the articulation of FinTech regulations in the light of universal principles. The available research also contributes to identifying the outcomes of supervisory authorities’ intervention and the involvement of judicial institutions in the tech-driven improvement.

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The United States has the potential to become the world's greatest economy, as well as the world's top exporter and importer of commodities and services. Export might become vital to America's prosperity, since it fuels productivity expansion, supports excellent jobs at home, raises living standards, but might help Americans provide cheap goods and services for their family.

International business might well be thought to aggravate inequality between developed and developing countries. Some say that the global economy seems dominated by transnational businesses seeking to maximize profits at the expense of local populations terms of intervention. Check disclaimer on profile and landing page.

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The term "financial technology" could refer to new technology that aims to improve and automate the delivery and usage of financial services. Fintech, at its heart, might be used to help these other industries, as well as consumers, better manage their financial operations, procedures, and lives through the use of specialized software and algorithms that run on computers and, increasingly, smartphones.

Fintech originally coined in the twenty-first century to describe the technology used in the back-end systems of established financial organizations. However, since then, there has been a shift toward more consumer-focused services and, as a result, a more consumer-focused definition. Check disclaimer on profile and landing page.