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Can 'caveman economics' have an effect on our financial decisions today?
Find out how 'caveman economics' - or evolutionary psychology - influences how we spend in this article for ING's eZonomics.
In-built drives to ensure that we successfully pass on our genes may be partly responsible for the purchase of items as diverse as a home security alarm to that flashy sportscar. Academics Kenrick and Griskevicius identify 7 drives overall; read more to learn what they are. Â Â
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Practicing gratitude - how it can improve patience and fatten up your wallet
In my article How to make yourself more willing to wait (and another reason to say “thanks mum”) for ING's eZonomics, you can find out how practicing gratitude is linked to better patience. Pair this with a blog post for the RSA: Gratitude can help your bank balance, and so much more!
His or Hers? Who's in charge when couples make money decisions?
In my article for ING's eZonomics, find out more about joint decision making and the many ways we influence our partner's choices - and how they influence ours!
How a future selfie can save you a fortune
Read more about how increasing the vividness of old age - for example through doctored selfies - can improve our empathy with our future selves and help save us a bundle. My article for ING's eZonomics is here.Â
Are new clothes a 'savings loss' or a 'wardrobe gain'?
Read more about how your point of reference can influence how you save and spend, on my article for ING's eZonomics, here.Â
Anya is live and ready to show you everything. Watch her strip, dance, and perform exclusive shows just for you. Interact in real-time and make your fantasies come true.
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Shopping can be educational!
When my 5 year old niece tells me to "just put it in the basket" while we're shopping, she isn't being greedy. Children haven't yet developed an understanding of various financial concepts (such as the difference between wants and needs), but can learn them through a variety of ways, including mimicking the adults in their lives and learning-by-doing.
                      image by Wayan Vota, creative commons
My recent article for ING eZonomics Shopping for clothes can be educational (for children at least)Â gives all the details. So read up, and then make sure you are modelling healthy financial behaviour for your young loved ones and including them in some of your financial decision-making activities!
Does money make you mean?
There’s a saying credited to Ford Motor Company founder Henry Ford that goes “money doesn’t change men, it merely unmasks them”. How much truth is behind the claim that wealth can show our true colours is somewhat uncertain but wide-ranging research indicates that indeed something does happen to people when they come into money...
Read my newest eZonomics article here to find out more.
Windfalls and how we spend them
Whether it’s a large inheritance from a distant relative or even just finding a fiver on the street, windfalls are a nice and welcome surprise. How we spend these fortunes, large or small, may also be surprising.
In a recent article for ING bank’s eZonomics, why a small windfall can feel like a million dollars, I review some of the research behind windfall spending, and how it differs from standard economic theory, such as the lifecycle hypothesis. And in one of their recent polls, the eZonomics team found that roughly 40% of people would spend a €100 windfall on a treat for themselves. See the other poll results in their write-up If you were given 100 Euro, what would you do with it?
And in case you ever wondered about the etymology of the word windfall, a trip to the Minute Man National Park near Boston can help you out. According to one of the volunteers there, in colonial times the use of big trees (for nice wide timber) was reserved for ship building. But, regardless of its size, if the tree was knocked over, for example by wind, then you were allowed to gather it for your own personal use – and hence the term windfall came to mean an unexpected gain. Â
