#extrascover

Thinking about health insurance but not sure where to start? Here's a quick guide to help you understand the basics of hospital and extras cover — and how it could benefit your health and your wallet.

✅ Hospital Cover helps with in-patient treatment, surgeries, and overnight stays. ✅ Extras Health Cover (also known as health insurance extras) helps with everyday needs like dental, optical, physio, and chiro. ✅ Extras Insurance reduces your out-of-pocket costs for non-Medicare services. ✅ Private Health Extras give you added flexibility and access to a wide network of providers. ✅ A well-matched hospital extras cover policy can provide peace of mind and real value — especially if you use common services like dental and optical regularly.

Choosing the best hospital and extras cover doesn’t need to be complicated — it’s all about understanding what matters to you and building a plan around that. ✨

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When we think of health insurance, we usually picture hospital stays and surgeries… but what about dental check-ups, new glasses, or seeing a physio after an injury?

That’s where extras cover comes in.

Extras (aka health insurance extras) is a type of cover that helps you pay for everyday healthcare services that Medicare doesn’t. Think: dental, optical, chiro, podiatry, massage, physio — the good stuff that keeps you feeling your best.

🦷 Need regular cleans and check-ups? 👓 Wear glasses or contact lenses? 💆‍♀️ Love a good remedial massage?

Then extras only health insurance might be worth considering.

How It Works:

You pay a premium (usually monthly), and in return, you get money back on certain services. Some policies cover 100% of the cost up to a limit — others pay a percentage. There are levels too: basic, mid, and top — each with different benefits.

Not sure where to start? Compare policies to find the best extras cover Australia has to offer for your lifestyle. Some cover just the essentials, others go all out with health aids, gym memberships, and wellness programs.

TL;DR

Extras = cover for everyday stuff like physio, dental, and optical

Not part of Medicare

Doesn’t require hospital insurance

Great for proactive health care

Look for limits, benefits, and waiting periods

Making the most of your Health Fund Extras Cover before the 1st January reset

Using your 2022 Extras Benefits makes sense before the opportunity is gone. If you have yet to claim up to your limits you could be wasting those expensive premiums.

We have a limited number of Massage appointments available before the 1st of Jan, 2023 so you can get the best of both worlds.