#expireddebt

The Project Do Better by ShiraDest Publications Fund intends to ensure that our youngest and most vulnerable are equipped to understand the imporance of laws related to consumer financial protection, and how to keep up with that knowledge freely, via the free first edition of the Do Better man…

One of the problem areas around financial and consumer issues is a lack of knowledge of the national and regional or state level statutes related to money. 90% of what would have been technically unenforceable debt law suits are won by default simply and sadly because debt buyers and their minions concentrate on targeting residents of the poorest zip codes in every region. The problem is also…

. The Project Do Better by ShiraDest Publications Fund wants everyone, starting with the kids and parents of Bright Beginnings in DC, to have the same cultural capital as the wealthy families teach. Look up the Greater Washington Community Foundation, GWCF, for more information about the Project Do Better Fund…

What stops a bank from repossessing your car when it was either not your fault, or the debt was improperly enforced? In most states, and the District of Columbia, law firms are required to give a certain number of hours in pro bono or free aid to those in need financially, and very often items are repossessed in spite of the fact that they are not legally enforceable if the debt exists at all. A…

Something else that Project Do Better proposes is for volunteers to give short seminars on street corners, at Metro stops, bus stops, with free handouts for anyone passing by, who wants to learn about the consumer rights that most people don’t seem to know about. Statutes of Limitations is one example that comes to mind but other things like the local rights or laws and policies around debt and…

Dr. King said that, “True compassion is more than flinging a coin to a beggar; it comes to see that an edifice which produces beggars needs restructuring. ”      The question is how does such “restructuring” happen?      Following up on my earlier post regarding debt as a problem of financial self-defense, particularly in the case of apartment renters who are forced to live in a lemon or face…

We can Do Better Wednesdays, & Expired vs. Extinguished Debts

This is a topic I’ve written about before, but not in detail, as part of Project Do Better’s Phase I piece, Public Financial Knowledge Infrastructure. In most states, expired is merely ‘unenforceable’ except that you have to defend by showing the court that the debt is expired. That is why so many suits (around 90%) win by default, as people rarely show up in court to defend, and so that expired…

Public Financial Knowledge Infrastructure: Is Your Debt Time-barred?

   This basic post is meant to be useful for anyone wishing to give a 5-minute seminar at the Metro/Trolley/Bus stop. Please share widely. Now that we know what a Statute of Limitations is,   and how to get the  Validated information  on your debt, you have the information that a legal expert needs to figure out if your debt is still enforceable in your state (or DC). You should also look at…