Features and Benefits of CSC DigiPay Lite AEPS Service 2023
DigiPay Lite Download, Onboarding Registration & Login
We know DigiPay is CSC's most popular and beneficial AEPS banking service where CSC VLE can earn a good commission with help people provide financial assistance and support. CSC Digipay only can use an authorized CSC VLE using their CSC ID. But there is good news for any other AEPS user because CSC made an open-source version of DigiPay, which is called CSC DigiPay Lite. There is CSC DigiPay lite for all CSC and any non-CSC user can use the AEPS by verifying with the Digital KYC process earning earn a good┬аcommission.
Services Available in DigiPay Lite
1) Domestic Money Transfer (DMT) 2) Aadhaar Enabled Payment System (AePS) 3) Micro ATM 4) Mini Statement 5) Balance Enquiry 6) UPI Payments 7) Aadhaar Pay (New Services) 8) Cash Deposit (New Services)
Benefits of DigiPay Lite
=> Does not require Bio Authentication for logging in. => Maximum DMT limit Up to 75000 => Works on Windows and Android Platform => Require one-time OTP login for 24 Hr => Separate IVR for instant support => Live chat facility for instant resolution => Can Add multiple Banks accounts for Cash out => Real-time commission credit.
Difference Between DigiPay and DigiPay Lite
DigiPayDigiPay LiteDigiPay is only for CSC VLEDigiPayLite for all UserRequire Bio Authentication for loginDoes not require Bio Authentication for loginOnly Register Bank Accounts used for Cash outMultiple Banks Accounts Can be used for Cash outCommission Rate bit more than DigiPay LiteCommission Rate is a bit less then DigiPayNo Live chat facility available for instant resolutionLive chat facility for instant resolutionDigiPay UPI Payment, Aadhaar Not AvailableDigiPayLite UPI Payment, Aadhaar is Available
DigiPay Lite User ID Creation Process
In order to create a user ID for DigiPayLite, the following basic details may be required: - User Name - Mobile no - Email Id - Shop Name - State These details should be provided to the relevant District Manager or DigiPay SPOC, who will use them to create the user ID and send a welcome email to the user with login details and instructions on how to access the DigiPayLite platform.
DigiPay Lite Login Process
=> The retailer needs to log in through the app with the credential, Username, and Password => The user needs to generate a new MPIN using Generate MPIN option => An MPIN would be received on registered mobile => Enter the received MPIN on Verify MPIN option.
Onboarding Process on DigiPay Lite
Here is the process for DigiPay Lite Onboarding KYC verification: - After getting the Username and Default Password - Retailer logs in to the app. - The retailer is prompted to complete the KYC verification process. - The retailer is asked to provide their Aadhar card and PAN card. - Complete KYC with Liveness Verification using live Selfie - After completing KYC Process and submitting the required documents. - The documents are reviewed and verified by the Common Onboarding team. - Once the documents are successfully verified, the retailer is approved to use the app for transactions.
DigiPay Lite Login Process for CSC VLE
- Open DigiPayLite - Go to the Login Option - Click on Forgot password - Enter your CSC ID as Username - Click on Send OTP - After OTP Verification a Password will get by SMS to your CSC Register Mobile Number - Log in with the Password and create a New One - Generate a new MPIN using Generate MPIN option - An MPIN would be received on registered mobile - Enter the received MPIN on Verify MPIN option. Note: Remember if you are not mapped by the relevant District Manager or DigiPay SPOC you should not perform the DigipayLite login as a CSC VLE.
DigiPay Lite DMT Overview
We all know that the New version of the DigiPay Domestic Money Transfer (DMT) service is disabled temporarily. But if you are already Onboarding on DigiPayLite then you should use the DMT Service. There you process a maximum DMT of Up to 75000. To use the DMT Service you should follow the Do's and Don't very Carefully. Do's - Always ensure twice that you have entered the correct details of the remitter. - Always Enter the correct account detail of the beneficiary and also validate the account number of the beneficiary. - Take Cash against the successful transaction along with a 1% transaction charge. - Also, take cash and transaction charges for transactions showing as pending. Such transactions get successful after some time depending upon the destination bank's response. Don'ts - Do not overcharge from Remitter. - Never forget to give a transaction receipt - Never forget to collect a transaction charge of 1% from the remitter. CSC does not pay for it. - Do not take cash in DMT in case the transaction is failed.
How to Install MATM for DigiPay Lite
To perform MATM transactions through DigiPay Lite you need to purchase a MATM device from CSC which will be tapped with your DigiPayLite Id. Without Mapping, you should not use the MATM on DigiPayLite. You have to share the MATM Device Serial Number with your DigiPay District Team to map it with your ID. You must know the process of MATM device Installation on Windows.
DigiPay Lite Commision Structure
DigiPay Lite RegistrationRegister NowDigiPay Lite Web LinkWeb Portal LoginDigiPay Lite App LinkAPK File
FAQs
What is DigiPay Lite?DigiPayLite is a CSC AEPS platform that allows users to make online transactions and payments securely using Aadhaar Authentication.Who can use DigiPay Lite?Any individual or business owner who has been approved for a user ID can use DigiPayLite.How do I sign up for DigiPay Lite?To sign up for DigiPayLite, you will need to provide certain personal and business details to your District Manager or DigiPay SPOC. Once your user ID has been created, you will receive a welcome email with login details and instructions on how to access the platform.Is DigiPay Lite safe to use?Yes, DigiPayLite uses secure protocols to protect the privacy and security of its users' personal and financial information.Is there a fee to use DigiPay Lite?No, there have no registration charges to use the platform. Using this platform users make a good commission on every successful transaction. Read the full article
