401(k) vs. SACCO: Comparing Retirement Vehicles for Kenyans Living in the USA
For the Kenyan diaspora community in the United States, planning for retirement requires navigating two entirely different financial systems. On one side is the American corporate retirement engine, anchored by employer-sponsored plans like the 401(k). On the other side is the community-driven, asset-building engine of Kenyan Savings and Credit Cooperative Organizations (SACCOs). Many diaspora…











