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How America’s 4,488 Banks Work
McDonald's Plan for Greenlawn Site to Go Before Zoning Board
A proposal to turn a rundown former bank into the home of a fast-food restaurant will go before the Huntington Zoning Board of Appeals Thursday. McDonald’s USA LLC wants to build on the northeast corner of the East Pulaski Road and Park Avenue intersection. It is seeking to designate its proposal as a food shop, which is allowed under current zoning, and not a restaurant. It also wants to have a…
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O Risco Profissional de quem lida com (muitos) juros
Antigamente, ser bancário era sinónimo de uma vida pacata. O maior perigo que um funcionário enfrentava era um corte de papel ao carimbar um cheque ou uma crise de nervos provocada por um cliente que insistia que o dinheiro "deveria estar lá". Era uma profissão de fato e gravata, ar condicionado constante e o desafio épico de manter um sorriso forçado enquanto explicava que a taxa de juro não era uma escolha pessoal, mas uma fatalidade cósmica.
Como os tempos mudaram.
Hoje, se um jovem me pede conselhos de carreira, eu não o envio para a faculdade de Economia; envio-o para um treino de sobrevivência tática em ambiente hostil ou para um curso intensivo de desativação de engenhos explosivos. É que, ao que parece, sentar-se atrás de uma secretária do Citibank nos Emirados Árabes Unidos ou no Bahrein tornou-se o equivalente moderno a ser um correspondente de guerra na linha da frente.
A notícia é de uma ironia deliciosa, se ignorarmos o pormenor de que as paredes dos bancos começaram a ganhar um novo tipo de "decoração" não autorizada. O porta-voz iraniano, Ali Mohammad Naeini, justificou os ataques com a elegância diplomática de quem troca uma fatura por um míssil: é tudo uma questão de "resposta à agressão inimiga". Ao que parece, dois bancos iranianos foram alvo de "agressão", e a lógica geopolítica dita que, se o teu banco sofre, o banco do vizinho deve, obrigatoriamente, passar por uma renovação arquitetónica forçada.
Imaginem a cena: o funcionário do Citibank está a tentar explicar as vantagens de um crédito habitação a um cliente, quando, de repente, o "atendimento ao cliente" passa a ser feito à base de granadas e mísseis. "Desculpe, senhor cliente, mas a nossa política de segurança mudou. O balcão de apoio ao utilizador foi relocalizado para um bunker, por favor, siga a sinalética luminosa através da nuvem de fumo."
Ser bancário, outrora a profissão dos que evitavam riscos a todo o custo, é agora um desporto de aventura. Já não basta lidar com a volatilidade dos mercados, as auditorias do Banco Central e os clientes que não percebem porque é que o dinheiro não é infinito. Agora, o gestor de conta tem de ter conhecimentos de balística e ser capaz de distinguir um depósito a prazo de um ataque de retaliação.
É um novo modelo de negócio: em vez de aumentar as taxas de juro para cobrir os riscos, as instituições financeiras talvez devessem começar a vender coletes à prova de bala com o logótipo do banco estampado. Afinal, num mundo onde o balanço financeiro se confunde com o balanço de forças militares, o cliente quer sentir-se seguro, mas o bancário só quer sobreviver ao expediente sem precisar de uma equipa de extração da ONU.
Que profissão fascinante! Quem diria que o setor financeiro se tornaria, finalmente, "dinâmico"?
Citibank has temporarily closed most of its branches across the UAE as a precaution amid rising regional tensions and security concerns. Customers are advised to use digital banking services while operations continue remotely. Authorities say the move prioritizes staff and client safety until the situation stabilizes.. . www.justblogo.com . #citibank #ClosedToday #DubaiNews #newsupdate #justblogo
International banks in the UAE are increasing security measures following threats targeting financial institutions in the region.