#bestisoagentprogram

Are you looking for one of the best partner programs around?

Do you want to be a digital payment agent that can offer credit card processing to any merchant no matter their business size?

If you are, Electronic Merchant Systems is the best choice for you.

When you join our digital payments agent reseller program, we can help you sell payment processing services to merchants. As a reseller, you can see an increase in client growth, maximize your merchant portfolio, increase your residuals and become a leader in the merchant services industry.

Reseller programs provide a way for credit card processing agents to earn revenue by offering payment processing services to their customers. The reseller typically promotes the provider's payment solutions to their customers and manages the customer relationships.

In return, the provider offers the reseller access to their payment processing infrastructure, as well as training, marketing support, and other resources.

Digital payment agents typically offer a range of payment solutions, such as credit card processing, online payments, mobile payments, and card terminals. Resellers can choose which payment solutions they want to offer to their customers and earn commissions on each transaction processed.

Reseller programs are an excellent way for individuals and businesses to expand their offerings and generate additional revenue streams. They are particularly useful for companies that already have a customer base and want to add payment processing services to their offerings.

Choosing a digital payments agent reseller program is one of the most important business decisions you can make. At EMS, our agent partners can increase their revenue, grow their merchant portfolio, and be leaders in the industry. EMS will also help qualified partners become independent sales organizations as well. 

When it comes to merchant service companies, there is a huge variety to choose from. As a result, finding the right one to do business with can be very challenging. Before getting started, make sure you fully understand how the service works. Finding a high-quality merchant service company is crucial to the success of your business. It is important to find the best fit for your unique needs and give you and your clients the best benefits. Is there a variety of tools offered that you can sell? Do they offer products up to date with current technology? If you are overwhelmed by the many options available, then keep reading! We’ll give you all the ins and outs of what a good merchant service ISO program looks like.

What you need to know about merchant service ISO programs

Same-day funding Look for a merchant service company, which has an ISO program which offers same-day funding. Why is this important? When transactions are made, the merchant won’t have to wait another business day before they receive their funds in their bank account, it will be there that same day. This is a great marketing tactic when going into businesses and trying to promote the payment products and services you offer.

It’s very important to seek out a company with a

great support team.|

Cash discount program Credit card processing fees are becoming quite expensive. For years these fees have been very frustrating for many business owners. With cash discount, merchants can implement a service fee to all customers who pay with cards, while giving a discount to those who pay with cash. This in return saves the merchant money by not having to pay a fee for every credit card transaction run. So it’s very intuitive to find a merchant service company who has a cash discount program available for you to use.

High-risk merchant accounts Some businesses consist of higher-risk transactions and operations, such as CBD companies, travel agencies, credit collection, bail bonds, etc. Find an ISO program who specializes in helping these high-risk businesses to get their business up and running as fast as possible with ease.

Marketing assistance & design Do you have a lead who wants you to send them more info? Do you have leads where they aren’t quite ready to buy yet? You would do well to choose an ISO program who will assist in your marketing needs. Having a marketing/design team behind you is great for turning those cold leads into warmer leads instantly.

Custom schedules Sales compensation plans can be tricky. You want to know if you put in the work, you will be compensated accordingly for this work. Write down your expectations and your goals, then talk to the merchant services company you are looking to partner with and make sure the company can come close or even meet your needs at all. Also, make sure you understand the entire agreement.

Residual analytics A merchant services company who has a CRM (or some sort of tracking) for residual analytics is essential for the success of your business. A CRM  has built-in dashboards to track your residual income trends across multiple processors to help you make decisions faster. You can view the number of merchants you have processing, what their average net profit is, and what their average ticket is. You can also view your top 10 merchants by processing volume or by net profit.

Access to capital and residual buyouts Access to capital is imperative in any business. It takes money to make money and you want to ensure the Partners you are looking into do have some capital to work with. One scenario where this would come into play is with a residual buyout. A residual buyout is where an agent can sell their book to receive a one-time lump sum of cash. In this process, the processing company reviews the agent's portfolio of accounts and offers them a buyout amount. This is calculated by using their average residual amount multiplied by a number of months. For example, if the agent had a residual amount of $5,000.00 monthly, the processing company would review the accounts and the attrition rate of the portfolio and come up with a multiple, like 15. The payout to the partner would be the $5,000.00 average residual amount multiplied by 15, so the agent would receive a one-time payment of $75,000. The agent would no longer be entitled to those residuals and the payment processor would now control those accounts.

Hardware Payment technology goes through many changes every year, especially in the last couple of years. The array of payment options has expanded drastically. Having access to a wide range of payment processing products is vital to give the buyers exactly what they need to run their business.

Some hardware options to look for:

• Smart terminals • Different point-of-sale options to fit the buyer's needs • Wide range of payment terminals • Mobile payments • Payment gateways • Check processing • Loyalty and gift card programs

Support This is probably one of the most overlooked points when choosing the right ISO Partner. It’s very important to seek out a company with a great support team to back up any of your clients. You’ll want a merchant service company with 24/7 support, who knows all the ins and outs of payment processing and a great IT support team. This will ensure that if a merchants POS system or terminal goes down, there is always someone available to service it.

Multiple banking relationships Ensure there is more than one place the merchant services company places business. For example, if you send in a merchant application to one bank and the bank declines the account, there are other banks to place those deals to and get the deal approved and you get paid.

The merchant services industry can be a difficult confusing industry to get into, but with the right tools and company to work with you can find great success. Before you select a company make sure you know all the facts and have a good idea of what fees you will be charged with each company you look into.

Some things to consider are: What are your buy rates? When are commissions paid out? Can you sell your portfolio? These are great questions to start with when choosing to partner with a company. If you are looking for a great merchant services ISO program, give us a call at (888) 510-9871 or email [email protected]. We look forward to working with you soon!