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How Long Is 72 Months
How Long Is 72 Months
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Example: A total 72-month term with an Amount Financed of $6,119 and 5.49% APR requires monthly payments of $99.95 for 72 months.(More…)
Nissan’s certified pre-owned program offers some impressive incentives to qualified buyers, including 1.95 percent interest for up to 36 months or 3.95 percent interest for up to 72 months — deals that are available on any model among…
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Amount Financed
In mortgages the "amount financed" is the actual amount of credit made available to a borrower in a loan, as defined by the Truth In Lending Act. Specifically, it is the amount of the loan principal, less prepaid finance charges (loan origination fees, so-called points, adjusted interest, etc.) and any required deposit balance. The amount financed is used to calculate the annual percentage rate. The purpose of the Truth In Lending Act, passed in 1968, is to standardize the disclosures made to borrowers concerning the terms of a loan, most notably in the way costs are calculated. The Act prescribes that a Truth In Lending Disclosure Statement - which includes the amount financed - be provided to the consumer within three days of applying for a loan. The Statement enables borrowers to compare the costs of loans among different lenders.
