#acaplans

The other reason behind being underinsured is enrollment in a health plan that does not offer enough coverage such as a catastrophic health plan, or a short-term plan that does not aptly cover people like a standard health plan.

With the coming up of ACA, health insurance companies were prevented from rejecting individuals with pre-existing conditions for offering health insurance.

Around one-third of the women trying to buy an individual major medical insurance plan were either charged a higher premium or they were turned down because of their health or they had specific health conditions that were not covered under the plan.

As per the Affordable Care Act, health insurance providers are required to allow children under the age of 26 years to remain on their parent’s health insurance plan.