#*vpersonal

eyebrowsofjustice replied to your post: For the first time, I’ve taken a good ...

Income-based repayments FTW! Seriously, it’s the best way to go. Sure, you pay interest for like ever, but it’s the only way to stay sane. If you google IBR, there’s some good websites explaining how to sign up. Works for fed loans. Good luck!

twistedingenue-old replied to your post: For the first time, I’ve taken a good ...

The income based plans (even though we are phasing out of them now) are really godsends. And the paperwork isn’t too bad.

I'm definitely going to be applying for those now. Paying more in the end is an okay trade-off I think for being able to pay anything now. Especially since public servants don't make a whole hell of a lot. Especially newly hired public servants.

erica-t replied to your post: For the first time, I’ve taken a good ...

It’s taken me eight years to pay off my loan. When it’s done, it’s awesome.

God, I'm nowhere near that and it's just scary. So scary. But I'll be looking for that light at the end of the tunnel...congrats for getting yours all paid off!

thewriterchick replied to your post: For the first time, I’ve taken a good ...

Just take deep breaths. You’re allowed to freak out about it, but remember to breath. Because you are smart, you will make the right choice, and you will get through this a-okay <3

blackestglass replied to your post: For the first time, I’ve taken a good ...

I know how you feel bb :(

trick-photography1 replied to your post: For the first time, I’ve taken a good ...

I felt the same way - and hell I’m still accumulating debt - but they’ll work with you and make sure that you’re not in the poor house at the end of every month.