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 Are you getting ready to buy your first home in Pune? Purchasing a new home can be exciting, exhausting, and overwhelming, too. You want a home that you love, at a price you can afford. However, big or small mistakes along the way can restrict the happiness from your dream home. The more you buy real estate, the more you learn. The confusing terminology, logistics, piles of documentation, etc. can make it scary for new home seekers. We bring you some common pitfalls to avoid so that you can skip the problems and simply enjoy your new home in Pune.

 1.      Not Getting Pre-Approved

 The worst thing for a family is falling in love with a home that they can’t afford. That’s why it’s best to get a pre-approved loan. This way, you’ll know how much you can afford and what kind of monthly payments you’re looking at. Remember that even though a bank or financial institution might offer a higher amount of pre-approved loan, don’t go overboard with your budget. Be realistic of what you can afford and your future self will thank you!

2. Making a Small Down Payment

 You might notice a lot of ads promoting 0% down payment in the city. While this seems like an exciting offer, it has its downfalls. Though it may be a good idea for certain homeowners, most millennial buyers regret not putting down enough payment. When you pay a bigger down payment, your monthly instalments are lowered. This gives you an opportunity to live a better lifestyle in your new home. If you want to buy a house in 2-3 years, start investing from today itself to save up substantially for the down payment.

3. Overlooking the Extra Costs

 There’s a lot more involved in owning a house than the monthly payments. If you only calculate your EMIs, you’ll find it challenging to make your ends meet by the end of the month. Some common expenses you should save for include moving costs, loan fees, building maintenance, property tax, insurance, etc. Set aside some money to help you cope with the additional expenses that might arise during the home buying process.

4. Not Thinking About the Future

 It’s impossible to predict the exact future of the neighbourhood, but you can make an informed decision to avoid regrets. Look at the development plans in the area to understand the appreciation of your property. Also, analyse the kind of traffic growth to ensure that your peace won’t get disturbed. Don’t forget to check about the rates of properties around and see if there’s been an increase or decline in the last few years.

 5. Making Too Many Compromises

 Sure, buying a home is synonymous with compromises for many. You may not get the space you want in a location you desire. Or you may not be able to afford a bungalow close to your work. However, when you’re buying a home, you don’t always have to compromise. Especially on the big things. For example, if you’re recently married and plan to have kids, consider buying a 2BHK rather than a 1BHK. After five years, it may not be possible to buy a bigger home again. Similarly, if you like lots of amenities, wait for a few months till you find a home that complements your lifestyle.

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While some areas are designed to be perfect for young professionals, others are more suited for families. If you’re starting a family, it may be time to evaluate family-friendly projects in Pune to ensure a safe and secure environment for your loved ones. Though earlier it may seem cool to stay in the bustling Koregaon Park with its close proximity to bars, restaurants and nightlife, priorities change once you have kids. You will now need a home close to schools, with minimum crime rates and a community living atmosphere. Read on to find the best properties in Pune for your family:

1. School Information

Normally, having a good school in the neighbourhood is one of the biggest factors in decision making for parents. You want a school with a modern and interactive learning environment for your little ones. If you like a particular area in Pune, make sure to check out the schools nearby and analyse whether they would be right for your children. Also, don’t just look for good schools, make sure they are open to having your kids in their next academic year. This will ensure that when you buy flat in Pune, your children have a chance to enjoy their childhood as well as get access to the best education in the city.

2.Crime Rates

Right from the time you become a parent, keeping your child safe becomes your №1 priority. Choose a neighbourhood carefully after analysing its crime rates and ensuring it is safe for your kids — during their childhood and in teenage. Visit the area at night and ensure there are ample of street lights, guards and safety around. Also, make sure to read about the area before you book your dream home. You can also talk to people living in the surrounding buildings to understand their comfort level with the safety of the neighbourhood. In modern times, you can also do a lot of online research to understand more about a locality and its crimes. If there are too many bachelors living nearby, it might be a red signal for the future.

3. A Strong Community Network

While you’d still want to hang out with your couple friends who don’t have kids yet, you will need some new experienced parent friends who can help out with baby queries. When looking at projects in Pune, check if there are families around, you see children playing on bikes, etc. This will help both you and your children make friends easily in your new home. Usually, children who have friends in the society to play with end up happy and healthy in the long term. Plus, it saves you a lot of time as you don’t need to send them out of the building all the time to make new friends. Similarly, they will always be safe when they are hanging out with friends within your own building.

4. Shortcuts for Drivers

With the outburst of cars and cabs in Pune, a number of drivers are now looking for alternate routes to reach their destination while avoiding traffic. When you go to look for an ideal neighbourhood, make sure to check whether drivers are using your home lanes as alternative routes. This can increase traffic in your area and cause trouble to kids who want to play outside. If you notice that many drivers are taking the building lanes as a shortcut, it may lead to major chaos in the future. Instead, look for the best properties in Pune that are located in a quiet neighbourhood away from the traffic. You should be able to find a balance between a home that’s connected to all your needs and yet, offers some peace and quiet for unwinding after a long day at work. None of us want to sleep with horns buzzing all around us, right?

5. Parks and Playgrounds

Check out the neighbourhood parks and playgrounds so that your kids can go outside and indulge in some outdoor activities. You can also arrange play dates with moms you meet there. Also, check if the best properties in Pune you have shortlisted offer a special children’s play area so that your kid always has a place to harness his energy. Having sports areas or tennis or badminton courts within the society or nearby can make a huge difference in the energy levels of your children. Not to mention, if your society has a swimming pool, it can be a wonderful way to utilize their energy and make them happier and stronger.

6. Access to Medical Care

This is an important factor to consider when you buy flat in Pune at any age. However, as a parent, it becomes even more crucial. Children are prone to getting hurt — on the playground, at home and even falling sick every now and then. If you have access to premium medical care close by, it will save a lot of traveling time. Plus, you can be assured that your child will also receive care urgently if required. This also helps if your parents are also living with you. Seniors might also need medical care frequently and having good hospitals or medical centres in the vicinity can make a huge difference in offering peace of mind and a healthy living experience.

#mittaldairyfarm

Milk is one of the best sources of calcium for humans, which plays an integral role in strengthening our bones and ensuring healthy teeth. For children between the ages of 1 to 11, one cup of milk offers half to a third of the recommended calcium intake. In the case of adults, it is one third to one quarter of their daily calcium requirements. Along with calcium, milk is also naturally rich in many essential minerals and vitamins like A, B2, B3, B6, B12, D, E, K, and also zinc, magnesium, potassium, and selenium.

Is Your Milk Really Healthy?

Have you ever wondered whether the milk you drink every day really has all these nutrients? What if your A1 milk that comes in plastic pouches isn’t giving you all the benefits of milk you should get?

It’s time to rethink the milk you drink. Isn’t your family’s health and well-being your first priority? Consider moving to a healthy, natural and preservative-free milk for optimum nutrition to everyone in your family.

A2 Milk Nutrients

Milk has two proteins – casein and whey which make up 80% and 20% of the protein content of cows’ milk respectively. A2 denotes a specific protein that’s found in Desi Cow milk and is often seen in comparison with the A1 milk protein, found in European cows’ milk. However, the difference in the two milk varieties is not just in the name. There’s a big difference in how the two are digested by our human body. In simple words, A2 milk is similar to human mother’s milk, while A1 milk, only varying by one amino acid is difficult to digest for many.

Research has shown that regular consumption of A1 milk over a long period can lead to cholesterol deposits and even Type 1 Diabetes. In rare cases, there have been links to neurological issues and autism, too. On the other hand, A2 milk is considered the elixir of life as it is highly nutritive. It contains proteins that our body can’t produce on its own. Therefore, we have to obtain it from our diet. Either through direct consumption or from relevant milk products.

A2 Milk Facts

Loaded     with energy

Rich     source of protein – A2 beta casein

Best     for weight loss

Easy to     digest

Full of     calcium and vitamins

Great     for heart health

Best     nutrition for breastfeeding mothers

Excellent     for kids

 Mr. Milk – Real, Pure, and Nutritious A2 Milk

If you really want to relish all the nutritious benefits of milk, it’s time to switch to A2 milk.

Mr. Milk offers natural A2 Desi Cow milk that contains all essential nutrients, vitamins, and minerals for the growth and energy of your family. Whether it is little ones, young adults, professionals, or seniors, everyone will benefit from the nutritious milk brought to you by Mr. Milk.

Your family’s key to a healthy future lies in your decisions. Make the right choice with Mr. Milk. It will transform every part of your body, from head to toe! Apart from physical health, you’ll also notice a positive sign in your mental health. The body’s immunity will increase. At the same time, there will be better ingestion of Vitamins A, B12, D, and B2. Along with it, you will gain light and digestible protein, and minerals like calcium, magnesium, selenium, and potassium.

Mittal Group

With a new advertisement coming up every other day with lots of properties for sale, most home seekers are tempted to inquire and go ahead with buying their dream home. However, investing in real estate is like going through a dark tunnel, you are promised light at the end of it, but you don’t know the scenario outside.

Taking such a big leap with your hard-earned money is a tough decision to make.Whether you are a first time home buyer, a businessman looking to invest your cash, or a real estate professional who has thorough knowledge in the business, home purchases are always subject to external factors and changes that occur in the market scenarios at any given point in time. That’s why it’s important to ask the right questions before you finalize your dream home.

1. Can you afford the EMI?Although it seems like a no-brainer, many homebuyers tend to bite off more than they can chew. Ideally, your EMI should be 40% of your household income, provided you don’t have any other loans. Plan your finances before you make the decision of buying. Ensure that you have a strong source of income which can take care of the EMIs and also have a safety fund for emergencies. Also, talk to banks and home loan providers to get a low-interest rate so that your investment becomes an asset and not a liability.

2. What are your current and future goals?Since real estate is a big investment, you need to understand your short term and long term goals for the residential property. For instance, you need a home for a family of four, or you want a first home before you get married, or you want a home for your grandkids, etc. Once you know your goals, you can find the right property in Pune that aligns with your family’s evolving needs.

3. Does the location work for you?Good location increases your appreciation of the property. Initially, you may be tempted to buy a reasonably low-cost property in a suburb or an under-developed area, but in the long run, it will always pay higher rewards if you choose a good location in terms of accessibility, growth prospects and convenience. Don’t just look for a location as per the real estate trends. Consider its proximity to your work, schools, entertainment, and more. Also, look at the rental rates in the area so if you have to put up your property on rent, you know that it will fetch a good monthly rent.

4. Have you done your research?Study thoroughly about the market, the property and the builder. You need to do solid research before you buy your dream home. Check the current market trends, future predictions, property reviews, builder reputation, etc. to ensure that your home will be worth the money you are investing.

5. What about the extra costs?Once you invest in a property, you have to take care of extra costs like maintenance, paying electricity bills, etc. You must have the financial stability to take care of these expenses along with any uninformed expenses that may come unexpectedly.

6. Will the builder deliver in time?In recent times, this has become a major concern for most homebuyers. Make sure you buy from a trusted builder like Mittal Group to ensure that your home’s delivery is never delayed. Because if the possession isn’t on time, you can lose out on your tax benefits on home loans, too. Not to mention, you’ll have to pay EMI, rent, and deal with a lot of stress as well. Make sure the builder is reputed to deliver on time. Even then, factor in a few months’ delays in your plan before you book.

Ever wondered why your grandmother and mother always insisted that you drink cow’s milk every day when you were a kid?

Cow milk is an age-old beverage that finds its roots in Ayurveda and, to date, is an integral part of our daily life. Be it a sweet or a savory dish, cow milk can boost the health benefits as well as make your taste buds dance.

Rich source of protein:

With the increasing fad of having protein shakes and a rich source of whey, cow milk comes handy as it is a rich source of Casein (80%) and Whey (20%).

Weight loss friendly:

A treasure trove of proteins, it works like a charm if you are looking to lose weight. Cow milk contains more low-fat content than buffalo milk and therefore is lighter and easy to digest. It is high in phosphorus & vitamin B12 and is an excellent source of protein and calcium. Being rich in calcium and vitamin D, cow milk helps the body in burning calories by increasing the metabolism of fat.

Child development:

Worried about the slow growth of your child?

Well, the researchers found that on average, a three-year-old having cow’s milk daily grew 1.5 centimeters taller than a child consuming the same amount of alternative milk.

Milk and Mental Health:

Adequate vitamin D levels support the production of serotonin, a hormone associated with mood, appetite, and sleep. Vitamin D deficiency is associated with depression, chronic fatigue, and PMS. Cow’s milk and other foods are often fortified with vitamin D.

Stronger Bones:

Beyond childhood, severe Vitamin D deficiency can occur in young women, including those who are pregnant, with higher risk with advancing age in a woman’s lifecycle. Cow milk curbs this deficiency in women.

Prevents diabetes:

Having cow milk daily for breakfast helps us reduce the concentration of glucose in our blood. Cow’s milk has essentials minerals and vitamins that help in processing the food normally, and this further helps in maintaining the insulin and glucose level.

Boosts Immunity:

Cow antibodies could treat everything from autoimmunity to infectious diseases. The consumption of raw cow’s milk contributes to protection against allergies, asthma and respiratory tract infections.

Prevent heart problems:

Grass-fed cows are believed to have a high content of omega-3 fats in their milk. Omega-3 fatty acids forms the ‘good’ cholesterol in the body, improving heart health and preventing cardiovascular diseases such as heart attacks or strokes. Conjugated Linoleic Acid (CLA), which aids in lowering the growth of bad cholesterol, is also present in cow milk.

Inflammatory Issues:

Cow Milk is often recommended as a remedy for everything from gout and arthritis to respiratory distress and burns on the skin.

Ever wondered why people drink milk following a spicy meal?

The combination of whole animal proteins, omega-3 fatty acids, and antioxidants in cow milk makes it an incredible anti-inflammatory substance. It improves the efficiency of digestion and absorption of nutrients.

Cow milk vs. Plant-based milk:

Cow milk has more calcium as compared to plant-based milk like soy milk. Calcium, as we know, helps to build bones and prevents osteoporosis. Cow’s milk also contains more vitamins, such as vitamin B12 and vitamin D.

One glass of cow milk = a million benefits.

So, are you also thinking of MOOOving towards a healthy habit?

With a new advertisement coming up every other day with lots of properties for sale, most home seekers are tempted to inquire and go ahead with buying their dream home. However, investing in real estate is like going through a dark tunnel, you are promised light at the end of it, but you don’t know the scenario outside. Taking such a big leap with your hard-earned money is a tough decision to make.

Whether you are a first time home buyer, a businessman looking to invest your cash, or a real estate professional who has thorough knowledge in the business, home purchases are always subject to external factors and changes that occur in the market scenarios at any given point in time. That’s why it’s important to ask the right questions before you finalize your dream home.

1. Can you afford the EMI?

Although it seems like a no-brainer, many homebuyers tend to bite off more than they can chew. Ideally, your EMI should be 40% of your household income, provided you don’t have any other loans. Plan your finances before you make the decision of buying. Ensure that you have a strong source of income which can take care of the EMIs and also have a safety fund for emergencies. Also, talk to banks and home loan providers to get a low-interest rate so that your investment becomes an asset and not a liability.

2. What are your current and future goals?

Since real estate is a big investment, you need to understand your short term and long term goals for the residential property. For instance, you need a home for a family of four, or you want a first home before you get married, or you want a home for your grandkids, etc. Once you know your goals, you can find the right property in Pune that aligns with your family’s evolving needs.

3. Does the location work for you?

Good location increases your appreciation of the property. Initially, you may be tempted to buy a reasonably low-cost property in a suburb or an under-developed area, but in the long run, it will always pay higher rewards if you choose a good location in terms of accessibility, growth prospects and convenience. Don’t just look for a location as per the real estate trends. Consider its proximity to your work, schools, entertainment, and more. Also, look at the rental rates in the area so if you have to put up your property on rent, you know that it will fetch a good monthly rent.

4. Have you done your research?

Study thoroughly about the market, the property, and the builder. You need to do solid research before you buy your dream home. Check the current market trends, future predictions, property reviews, builder reputation, etc. to ensure that your home will be worth the money you are investing.

5. What about the extra costs?

Once you invest in a property, you have to take care of extra costs like maintenance, paying electricity bills, etc. You must have the financial stability to take care of these expenses along with any uninformed expenses that may come unexpectedly.

6. Will the builder deliver in time? In recent times, this has become a major concern for most homebuyers. Make sure you buy from a trusted builder like Mittal Group to ensure that your home’s delivery is never delayed. Because of the possession isn’t on time, you can lose out on your tax benefits on home loans, too. Not to mention, you’ll have to pay EMI, rent, and deal with a lot of stress as well. Make sure the builder is reputed to deliver on time. Even then, factor in a few months’ delays in your plan before you book.

It can be an exciting phase when you start looking for your dream home. To ensure that it is a solid and smart investment for your future, asking the right questions to make all the difference.

At Mittal Group, we answer all your queries and help you make the right choice based on your individual needs. Call us at today and let us find your dream home!

Luxury has a new destination at Sun Solitaire. Premium 4bhk designed and built for MORE space, MORE comfort, and MORE convenience.

Luxury has a new destination at Sun Solitaire. Premium 4bhk designed and built for MORE space, MORE comfort, and MORE convenience.