I wanna be your safe place

None of this cheerleader stuff for soccer, oh no sireee, I mean, no disrespect to cheerleaders who put a LOT of work and effort into their performances, but somehow "Rah-Rah! We're the best" from peppily gymnastic young things can't quite match the sheer power of entire stadiums of grown up fans yelling at the top of their lungs things like....

It's unclear if this one originated with the English of Scottish games (spelling of "old" as "auld" notwithstanding), but either way, well done.

And it's striking home too! :D

for any address to twitter you can replace the “x.com” with “nitter.net” and you will be able to browse as if you have an account. Lifesaver.

NEW POST!!!

It shouldn’t cost $64 to change a lightbulb.

Yet that was the quote they gave me when I took my 10-year-old Volkswagen Golf to the dealership for service. Along with another $4,824.56 in repairs of varying urgency. I met this estimate with cool and queenly disdain, declined the repairs, and left with an oil change on the house. (They knew what they did)

Because I know I can get my car repaired for cheaper! Like… way cheaper! All it requires is a little time, elbow grease, and good sense.

What some dealerships and mechanics charge for car repairs is, frankly, obscene. But it doesn’t have to be that way. Today I’m going to talk about my recent experience with the service department of a car dealership and explain, step by step, how I went on to pay significantly less for car repairs outside the dealership… and how you can too.

Gird you loins, people. It’s about to get reeeeeeal fuckin’ spiteful up in here.

How To Save Money With Affordable Car Repairs 

they show up in court and just ask the lawyer for the collection company: can you prove where this number comes from? Do you have a contract showing that you purchased our debt? probably luckily for them, a reporter researching a book on the topic showed up and asked the same questions.

10 minutes later they get in front of the judge and the collection company drops the whole case and theyre free to go. story is below, it has a transcript in the link too

https://twitter.com/BrianManookian/status/1674963884703088642

WE HAVE NOT YET LOOKED INTO THIS.

... but holy shit it's worth pursuing if you're drowning in debt and these are your circumstances. I'll definitely be adding this to the Big List of Future BGR Topics. Here's more of our advice on debt:

MASTERPOST: Everything You Need to Know about How to Pay off Debt

Buying a Car with the Bitches, Part 2: How to Pay for Your Car

I'm sorry to hear about the loss of your grandparents, but I'm glad to hear that they've left you such a generous gift! They must have loved you very much.

The biggest unforeseen cost of homeownership is repairs. When you start the home-buying process, a home inspector will go through an evaluate everything, and they'll tell you about which repairs are likely coming your way sooner than later. Example: your hot water heater is 30 years old and those suckers usually only last 20. So depending on what the inspector says, you can figure out what you'll need to repair, when, and how much it'll cost. So you can gauge your emergency fund accordingly.

More importantly, you'll need to get home owner's insurance (the premium of which gets bundled into your mortgage payment). Find out how much your deductible will be in the event of an insurance claim, and add that to your emergency fund and don't touch it for ANYTHING ELSE besides home insurance claims.

I know you were hoping for a nice tidy number, but as always (say it with me now) personal finance is personal! We have a lot more details on this whole question below:

Dafuq Is Insurance and Why Do You Even Need It? 

Season 2, Episode 2: “I'm Not Ready to Buy a House---But How Do I *Get Ready* to Get Ready?”

You Must Be This Big to Be an Emergency Fund