Dailyfinancial

India’s equity markets are entering the second half of 2026 with record-high indices, moderate inflation, a steady RBI repo rate at 5.25 percent, and a rotation in sector leadership that every serious investor needs to understand right now. Indian Market Overview: Sensex, Nifty 50 And Bank Nifty Today The Indian market has come into July 2026 after a strong but increasingly selective rally,…

Flight prices for Indians are climbing fast in 2026, but three fresh travel credit cards are quietly turning everyday spends on groceries, fuel, dining, and online shopping into free or nearly free flights for savvy users who play their rewards right and pay on time. For India-focused travel and Google Discover visibility, the Axis Bank Atlas Credit Card, HSBC TravelOne Credit Card, and HDFC…

Every year, right before the Great Indian Festival and the Big Billion Days go live, the same question lands in my inbox and comment sections from readers who track credit card offers with me: should I swipe my Amazon Pay ICICI card or my Flipkart Axis Bank card during the sale? I have used both cards for over three years now, tracked their fee structures through multiple revisions, and actually…

West Bengal’s Udyam Credit Card 2026 is being positioned as a major startup and micro-business support scheme, with reports saying eligible young people can receive up to ₹10 lakh in assistance, split between a ₹5 lakh grant and a ₹5 lakh interest-free loan. The idea is simple: reduce the financial barrier that stops many first-time entrepreneurs from starting a business. What the scheme is The…

The Aadhaar ecosystem has taken another important step toward making identity updates easier, faster, and more convenient for residents across India. With the launch of a new email update feature inside the Aadhaar App, users can now add or change their email address without the usual hassle of visiting a physical centre, and UIDAI has made this service free for six months. This move is not just…

The Employees’ Provident Fund Organisation has made a significant change to how members activate or generate a Universal Account Number. The old website-based flow is no longer available for these two services, and the official process has moved to the UMANG app. For PF subscribers, this is more than a cosmetic update. It changes where you start the process, what device you need, and how…

Filing your Income Tax Return (ITR) in India is not just a statutory obligation; it is a critical financial activity that can significantly influence your compliance status, refund eligibility, and long-term financial credibility. As the financial year 2025–26 concludes and assessment year 2026–27 begins, taxpayers across India, including salaried individuals, freelancers, business owners, and…

This guide explains how new business account holders can register for Bank of India Omni Neo Biz corporate banking, what administrative details should be ready before starting, how to move from the corporate login area to the registration workflow, what errors commonly interrupt registration, and how proprietors can begin initial transaction setup after access is approved. The document is…

If you have ever downloaded an SBI bank statement and found yourself stuck at the password screen, you are not alone. The confusion usually comes from the fact that SBI statement passwords are not always the same across Net Banking, YONO, email statements, and card statements, and that one detail is enough to stop the PDF from opening. This article explains the most common SBI statement password…

The gaming industry is undergoing one of its most transformative phases, and Microsoft appears ready to take another bold step forward. Recent reports indicate that Xbox is testing a feature that allows gamers to digitize their physical game discs, potentially bridging the long-standing gap between physical ownership and digital convenience. This development, if fully implemented, could redefine…

The Employees’ Provident Fund Organisation has fixed an interest rate of 8.25% on EPF deposits for the financial year 2025-26, and this decision carries important implications for salaried employees, HR teams, and long-term retirement planning. In this article, you will understand what this rate means, why it has been retained, how interest is calculated, and how you can align your financial…

The Indian stock market has entered a new phase after June 2026, with valuations stretching, retail participation at an all-time high, and systematic investment plans (SIPs) becoming the default entry point for millions of new investors. If you are among those who recently started your SIP journey, you are stepping into the market at a time of optimism, but also heightened risk. While SIPs are…

Walk through any mutual fund discussion today and you will hear the same seductive pitch: defence, manufacturing, digital, consumption, infrastructure, EVs, green energy, railways, and more. The story sounds modern, smart, and future-ready, and that is exactly why thematic index funds have become one of the most talked-about corners of India’s investment landscape. But the uncomfortable truth is…

The shock in July 2026 fund flow data is real: while the broad market has seen choppy, often negative equity flows, a handful of large-cap, technology‑heavy index products are quietly attracting consistent inflows from institutional and “smart” investors. In this article, I will walk you through why fund flow data matters, what July 2026 numbers are signaling, and the three types of index funds…

RBI’s new digital fraud compensation rule will require banks and other regulated entities to refund a significant portion of small-value UPI and other digital scam losses in many cases, but only within strict limits, conditions, and once-in-a-lifetime eligibility for each customer. It is not a blanket “full refund for every UPI scam” rule, yet it is a major shift that makes it much more likely…

9x leverage on FCNR deposits is a real but highly structured opportunity that can push NRI returns into the mid‑teens or even above 20 percent in dollar terms, yet it comes with leverage, rate, and credit risks that only sophisticated investors should touch. This article unpacks how the RBI’s swap window works, how banks are engineering these enhanced‑return products, and what you should evaluate…

Indian equities are riding a wave of optimism this week, and if you are wondering whether the rally has legs or is just a dead-cat bounce, you are asking exactly the right question. On Thursday, July 2, 2026, the BSE Sensex rocketed 579.48 points to close at 77,502.12, a gain of 0.75%, while the NSE Nifty 50 climbed 169.85 points to settle at 24,175.70, up 0.71%. Bank Nifty, meanwhile, stayed…