You and your spouse have been married almost a decade. Your spouse has several bank account, credit cards, and small investments that they haven't shared with you. your finances are separate, save for a groceries account they mete out specific amounts into. You didn't agree to this arrangement, you just didn't really get a say. You've had chronic illness for a while so work has been patchy. You're struggling to cover your cell bill and bus fare in slow months. Your spouse wants to solve this by giving you an allowance ($65/mo). This kind of financial arrangement in a marriage is:
Totally normal, I see no problem with it.
Unusual but not my business.
Questionable.
Worrying.
Secret option (put in the tags)
Wow. I was not expecting the massive response this post got, but thank you to everyone who's been filling out this poll and/or commenting on it! I feel like maybe I should give some clarification or context?
I posted this poll because my spouse thinks the above arrangement is reasonable and their prerogative. They feel that what is theirs is theirs, and they don't have to share it with their spouse, and wouldn't expect me to share what's mine with them if the tables were turned. I deliberately avoided using language in the poll that made any of the responses leading, because I didn't want to influence the results. When my spouse and I have arguments about how few of my basic needs they meet, and how vulnerable I feel, they tend to dig their heels in and insist that defining what a partnership looks like is up to the individuals and it's ok to deviate from the norm (which I agree with in principle, but only if both parties agree to the arrangements and can do so freely, not through coercion), and sometimes I genuinely feel like I'm crazy for thinking that there's a basic standard we get to expect from each other mutually, not in this one-sided way, and that my partner is being being both neglectful and controlling at the same time. I posted this poll because even when my spouse makes me feel like I'm being unreasonable, I know in my gut I'm not (not least of all because we very much did talk about our expectations of each other in both the best and worst potential situations, and what they promised me is not what I'm living now).
To see how many people have responded by straightforwardly calling this financial abuse, and to see how few people see this as normal, is validating to say the least. I've begun the process of building myself a life raft out of this situation, and I think I needed to see this feedback - so many strangers responding to what I hope is as neutral a summary of the situation as I intended it to be, and still calling it like I see it.
What I didn't put in the above poll is the even crazier stuff: A few years ago I ended contact with my abusive family, and my spouse promised to take care of me. Not long after they stopped giving me emotional support and asked me to seek it from my friends instead of them. When my computer, my main work tool, suddenly stopped working, they would only help me pay for a new one if I paid them back for it (they put me on a payment plan, but it was better than a bank loan because there was no interest and they let late payments slide). I also contracted a serious chronic illness because my partner was careless and ignored my existing health issues which made me vulnerable, and they failed to take care of me to the point I wasn't even eating properly while in bed with a fever, and for months after. Any support they gave was won at the cost of arguments I didn't have energy for, and reluctantly, but to friends and family my partner presented themselves as a caretaker.
I've struggled to work steadily and most of my limited income went to repaying the cost of my computer, so I depleted any savings I had left after the pandemic. As a result I sometimes couldn't even afford basics like toiletries or even clothes (I once showed up half an hour late to a doctor's appointment because the zipper on my only jeans broke and I had to wear a skirt in the freezing cold), and my partner, while expressing sympathy verbally, didn't take any action to offer tangible support, ie. buying me a new pair of jeans. I didn't have my family to rely on for safety and support. Anything I want or need, whether it's a necessity or something like a trip to visit family or friends who all live far away, I have to meet my partner's parameters since they're the one footing the bill. It took many arguments and detailed explanations of my difficulties and expectations before they would give me basic support like a one-off clothing purchase, and even more negotiation for it to be given in a way that allowed me autonomy in decision making (ie. they handed me a limited budget instead of going shopping with me or asking me to run purchases by them first).
I've given my partner a lot of leeway because they're struggling with several simultaneous neurodiversities and they tend to be passive observers in most situations, rather than active participants. I can see the ways in which they struggle to understand my experience because of their NDs. It has also been several years now since their diagnosis, and they use their ND as an excuse, but won't seek support for it. I have to do the emotional heavy lifting for us both, and if my expectations of them feel reasonable to me, it doesn't matter because if it's outside of their comfort zone, even the simplest things become contentious and they get the final say, since they're the only one in the relationship who have financial independence right now. I have no access to, nor do I get updated on, any of their bank accounts or savings (worrying in case of an emergency), except for a debit card which has a set amount on it at any given time and is only for groceries and recurring bills.
My spouse will give me information on their financial standing occasionally if I ask, but they are very hesitant and reluctant. I have a bank account of my own, and my spouse has asked to see my monthly earnings for the purpose of understanding my needs, but I'm hesitant to show them because of how much of my trust they've compromised, and how private they've always been about their financials (not to mention that it indicates they don't trust me to state my needs reasonably and reliably). I believe that everyone in a marriage should have at least one personal bank account, but our finances aren't shared at all, save for the one shared groceries/bills account. That account does, however, include medical costs, and as long as my spouse approves the spending, I can use it for things like amenities.
I don't know if I will show my partner this poll, but it's really good to have in case I would like to. It shows what I've been saying to them for a very long time, which is that my expectations are based in widely socially accepted ones that most people are aware of, and while I want to respect that my partner's ND may preclude them from having understood this, I also feel it's reasonable to ask that they accept that I'm not unreasonable in having these expectations (especially since they had justified this with commitments they made when we got married and have since broken).
It's been well over a year since this post and I wanted to add an update:
I never did show my spouse this poll, but what I did do was go to
A lawyer
A domestic abuse non-profit
A government agency
and had all three confirm that the situation was economic abuse. It took me several months but I scraped together enough to have a consultation with a divorce lawyer and learned what my options were. I wasn't expecting to get much - even though they'd have to either sell our home and give me half of what he got for it, or buy out my half, I didn't think they'd be willing to do the former or have the money for the latter, but I could at least get alimony and I could take care of my needs and my health problems better and get away from the stress of the marriage. So I asked my spouse for a divorce.
The divorce process itself was... illuminating. I found out that my spouse had several massive savings accounts they had conveniently forgotten to tell me about. And what was lucky for me, they didn't seem to understand that in a marriage all things are legally shared. They seemed to think that if something was only under their name, it was theirs exclusively - like putting a label in your clothes for summer camp. So they didn't secure any of their accounts, and most of them consisted of funds accumulated during the marriage. Not long after that came to light, they moved out (their ND includes being severely conflict averse and you can imagine things became... tense). It took a long time until I could start to relax and feel like I could be safe again.
In the end I walked away with enough to have a safety net. I bought an apartment that meets my disability needs, and have enough to live on for a few years while I get back on my feet (though hopefully it won't take that long). Moving, and doing all this on my own was really hard, but luckily I've had wonderful friends who've helped me and been incredibly supportive. I still feel like I'm putting myself back together and finding myself, but am doing worlds better.
Thank you to everyone who commented and reblogged and added tags - that massive and unapologetic naming of this situation as abuse was so so validating and meant the world to me. I was significantly luckier than most people facing a similiar situation and found a way out. I hope you'll consider donating to one of these domestic abuse non-profits if you're able to, to help others who are struggling:
If you want to volunteer with domestic violence nonprofits, make donations, fundraise for them, or gather information, this can be the ultim
















