AptCitizenship

✅ Visa-free travel across the EU & Schengen Area ✅ Work, study, and live freely in Europe ✅ Pass citizenship to future generations

If you have Polish roots, now might be the perfect time to explore your eligibility! Learn more here: Polish Citizenship by Descent

The Latvia residence by investment program came into existence on 1st July 2010, serving as a strategic response to the economic crisis of 2007-2009. With diverse options at their disposal, foreign nationals can easily apply for a residence permit in Latvia, opening doors to new opportunities and possibilities in this vibrant nation. Latvia welcomes aspirants from all walks of life to be a part of its promising future.

The Monaco Residency by Investment program offers high net worth individuals and families an attractive pathway to residency in the prestigious principality. Key benefits include a low tax environment, visa-free EU travel, an unmatched lifestyle, and potential for citizenship.

Benefits of living in Monaco

Monaco is a sovereign city-state on the French Riviera known for its luxury lifestyle, casinos, Grand Prix, and tax haven status. Key benefits of taking residency include: - Prestigious location ranked top 10 globally in quality of life. - No income tax, wealth tax, property tax, or capital gains tax. - Visa-free travel within the EU Schengen area. - Year-round sunny Mediterranean climate, safety, and excellent international schools. - Stable real estate market for buy-to-let investments.

The EB-5 visa program offers high net worth individuals and families the opportunity to gain permanent US residency faster than any other method. With a minimum $900,000 investment, applicants can obtain green cards in as little as 12 months.

What is the EB-5 investor visa program?

The EB-5 immigrant investor program, also known as the employment-based fifth preference visa, was created in 1990 to stimulate the US economy through foreign capital investment and job creation. It provides a pathway to permanent residency for foreign nationals who invest in and manage qualifying US businesses. Key requirements: - Invest minimum $900,000 in an approved commercial enterprise (or $500,000 for high unemployment/rural areas) - Create at least 10 full-time jobs for American workers In 2019, over 10,000 EB-5 visas were issued to investors and their family members.

Benefits of an EB-5 Visa

The EB-5 program offers significant advantages beyond accelerated US residency: - Fast processing - Conditional green cards in as little as 12 months versus 5+ years for other visa types - Family inclusion - Spouse and unmarried children under 21 also receive conditional green cards - Living flexibility - Reside anywhere in the US with no restrictions - Education benefits - Access to top US universities and Ivy League schools - Career opportunities - Work in high-paying jobs in fields like healthcare, engineering, finance - Business incentives - Venture capital and direct investment opportunities with 10-year green card - Travel freedom - Visa-free entry to over 180 countries in US Visa Waiver Program - Safety nets - Participate in Social Security, Medicare, retirement benefits programs - Citizenship - Option to apply for naturalization in 5 years "The EB-5 program gave my family a clear path to achieve the American dream," explains Chen Ning, Chinese EB-5 investor.

Step-by-step process to get an EB-5 Visa

Here is an overview of the step-by-step EB-5 application process: - Select a Qualifying EB-5 Project - Invest in a new commercial enterprise directly or through an approved regional center - Make a Qualifying Investment - Minimum $900,000 capital at risk (or $500,000 for rural/high unemployment areas) - Administrative and legal fees additional - File I-526 Petition - Submit petition with supporting documents on lawful source of funds - Takes 12-16 months for approval - Obtain Conditional Green Card - Valid for 2 years initially - Live and work anywhere in the US - For investor, spouse, and unmarried children under 21 - Remove Conditions - Must file I-829 petition before conditional status expires - Prove investment sustained & 10+ jobs created - Get 10-year green card if approved - Apply for Citizenship - Option to apply for naturalization after 5 years as permanent resident The EB-5 visa offers the fastest way for eligible investors to obtain permanent residency through an immigrant visa program.

Eligibility criteria for EB-5 applicants

Europe is attractive to those seeking new opportunities. It comes with various options for starting a business, working remotely, or finding affordable living. This article explores the benefits of moving to Europe, the cost analysis and affordability and highlights the cheapest places to live in each country in 2023. It provides valuable insights to help you make an informed decision about your future especially when you panning family migration to Europe.

1) Portugal: embrace affordable living

Portugal has become a popular destination for those seeking an affordable and high-quality lifestyle. The cost of living in Portugal is lower than other European countries, making it attractive for expats. Lisbon which is the capital city, combines history, culture, and affordability. A. Low cost of living Compared to Other European Countries Portugal's cost of living is remarkably affordable, especially when compared to other European nations. With its warm climate, stunning coastline, and rich cultural heritage, Portugal provides an exceptional quality of life at a fraction of the cost. B. Examples of cost in Lisbon When considering the expenses in Lisbon, it's important to note the affordable prices for essential aspects of daily life: - Rent: The average monthly rent for a one-bedroom apartment in Lisbon is around £600, making it an affordable option for accommodation. - Groceries: A basic grocery basket can cost approximately £30-£40 per week. For example, a kilogram of rice costs up to £0.70, a litre of milk costs around £0.60, and a loaf of bread is about £0.80. - Transportation: For those relying on public transportation, a monthly pass costs approximately £35, ensuring convenient and cost-effective commuting options. C. One of the cheapest cities in: Braga Braga, located in northern Portugal, is known for its historical charm and lower housing costs compared to cities like Lisbon or Porto. This vibrant city offers an excellent quality of life at a fraction of the cost. Examples of cost in Braga Rent for a one-bedroom apartment in the city centre of Braga is around £400, providing an affordable and comfortable living arrangement. D. Visas for Non-EU Workers: portuguese golden residence permit program Portugal offers the golden residence permit program, which provides residency to foreign investors and entrepreneurs. This program allows non-EU workers to live and work in Portugal, opening up opportunities for individuals seeking to establish themselves in this beautiful country.

2) Croatia's outstanding beauty

Croatia, with its breath-taking coastline and stunning landscapes, offers an affordable and picturesque lifestyle. While slightly more expensive than Portugal, Croatia still provides an attractive cost of living for those looking to relocate. A. Examples of cost in Zagreb Zagreb, the capital city of Croatia, showcases a blend of history and modernity. The cost of living in Zagreb is relatively affordable, making it an enticing destination for expatriates. - Accommodation: The monthly rent for a one-bedroom apartment in the city centre of Zagreb is approximately £400, offering comfortable and affordable housing options. - Groceries: A basic grocery basket can cost roughly £25-£35 per week. For instance, a kilogram of chicken is priced at about £4, a kilogram of apples is priced at approximately £1.60, and a loaf of bread is priced at around £0.70. - Entertainment: Indulging in a meal at an inexpensive restaurant costs around £6, and movie tickets are available at a reasonably priced £4.50, providing ample opportunities for leisure activities. B. One of the cheapest cities to live in: Osijek Osijek, located in eastern Croatia, offers a lower cost of living and a vibrant local culture. This charming city presents a plethora of affordable living options, attracting individuals who seek an authentic and budget-friendly lifestyle. Example of costs in Osijek: Rent for a one-bedroom apartment in the city centre of Osijek is approximately £300, allowing individuals to live comfortably without straining their finances. C. Visas for non-EU workers: Digital Nomad Visa Croatia has introduced the Digital Nomad Visa, catering to remote workers from outside the EU. This visa allows individuals to live and work in Croatia while enjoying the country's natural beauty and affordable lifestyle.

3) Lithuania: a gem in Northern Europe

Lithuania, located in Northern Europe, has gained popularity as a cost-effective destination for individuals seeking an affordable and high standard of living. A. Popular choice for affordable living Lithuania offers a cost of living that is lower than many other European countries while still maintaining excellent infrastructure and a high quality of life. The affordability of daily expenses makes it an attractive option for individuals looking to make the most of their income. B. Examples of cost in Vilnius Vilnius, the capital city of Lithuania, combines historical charm with a modern outlook. The cost of living in Vilnius is affordable, ensuring a comfortable and enjoyable lifestyle. - Utilities: The average monthly cost for basic utilities, including electricity, heating, and water, is around £100, allowing residents to manage their expenses effectively. - Groceries: A basic grocery basket can cost approximately £30-£40 per week. For example, a kilogram of potatoes costs around £0.30, a liter of milk costs around £0.70, and a loaf of bread costs around £0.60. - Healthcare: A general practitioner visit costs approximately £20, ensuring accessible and affordable healthcare for residents. C. One of the cheapest cities: Kaunas Kaunas, the second-largest city in Lithuania, is renowned for its affordability and thriving student community. The city offers lower rental prices, making it an ideal location for those seeking an affordable cost of living. Example of cost in Kaunas Rent for a one-bedroom apartment in the city centre of Kaunas is approximately £250, providing budget-friendly accommodation options. D. Lithuania's Temporary Residence Permit Lithuania offers a Temporary Residence Permit program, allowing non-EU workers to live and work in the country. This permit is typically issued to individuals who have secured employment in Lithuania or are planning to start a business there. It provides an opportunity for foreign workers to establish themselves in Lithuania and benefit from its affordable living costs. These three destinations—Portugal, Croatia, and Lithuania—offer varying levels of affordability, along with unique cultural experiences and opportunities for non-EU workers to live and work legally. Depending on your preferences, budget, and career prospects, you can choose the destination that best suits your needs.

Other destinations:

4) Ukraine: A land of rich history and hospitality

Situated in Eastern Europe, Ukraine is a country with a fascinating history, picturesque landscapes, and warm hospitality. It offers a low cost of living, making it an attractive destination for expatriates. Here are some key aspects to consider: - Accommodation: Renting a one-bedroom apartment in the city centre of Kyiv, the capital, costs around £200-£300 per month. In other cities, such as Lviv and Odesa, prices may be even lower. - Daily Expenses: The cost of groceries is relatively affordable, with a basic basket of essentials is about £50-£70 per month. Local markets offer fresh produce at reasonable prices. - Transportation: Public transportation is cost-effective, with a monthly pass for buses, trams, and the metro costing approximately £10-£15. Taxis are also affordable, with typical fares starting at around £1.50.

5) Albania: coastal beauty and affordable living

With its stunning coastline along the Adriatic and Ionian Seas, Albania is a hidden gem in the Balkans. It offers a mix of natural beauty, rich history, and a low cost of living. Consider the following factors: - Accommodation: Renting a one-bedroom apartment in the city centre of Tirana, the capital, ranges from £200 to £350 per month. Coastal cities like Vlorë and Durrës may have slightly lower prices. - Daily Expenses: A basic grocery basket costs approximately £70-£90 per month. Fresh produce, such as locally grown fruits and vegetables, are affordable. Dining out in local restaurants is also reasonably priced. - Transportation: Public transportation fares are inexpensive, with bus rides within cities costing around £0.30. Taxis are affordable, with starting fares of approximately £1.50.

6) North Macedonia: Cultural Heritage and exquisite lifestyle

Nestled in the heart of the Balkans, North Macedonia offers a mix of historical landmarks, scenic beauty, and a budget-friendly lifestyle. Consider the following aspects: - Accommodation: Renting a one-bedroom apartment in the city centre of Skopje, the capital, ranges from £200 to £350 per month. Other cities, such as Ohrid and Bitola, may have even lower prices. - Daily Expenses: A basic grocery basket costs approximately £70-£90 per month. Local markets offer fresh produce, dairy products, and meats at reasonable prices. Eating out in local restaurants is also affordable. - Transportation: Public transportation costs are relatively low, with bus fares within cities averaging around £0.40. Taxis are also affordable, with starting fares of approximately £1.50.

7) Serbia: vibrant cities and affordable living

Serbia, located in the heart of the Balkan Peninsula, boasts a rich cultural heritage, vibrant cities, and a cost-effective lifestyle. Consider the following factors: - Accommodation: Renting a one-bedroom apartment in the city centre of Belgrade, the capital, ranges from £200 to £400 per month. Other cities, such as Novi Sad and Niš, offer even more affordable options. - Daily Expenses: A basic grocery basket costs approximately £70-£90 per month. Local markets and supermarkets provide fresh produce, meats, and dairy products at reasonable prices. Dining out in local restaurants is also budget-friendly. - Transportation: Public transportation fares are affordable, with bus and tram rides within cities costing around £0.60. Taxis are reasonably priced, with starting fares of approximately £1.50.

8) Bulgaria: charm in eastern Europe

The EB-5 visa program offers high net worth individuals and families the opportunity to gain permanent US residency faster than any other method. With a minimum $900,000 investment, applicants can obtain green cards in as little as 12 months.

Traveling the world is a dream for many, an aspiration often hindered by the complexities of visa requirements. However, certain passports or citizenships stand as gateways to unparalleled global mobility. They grant their holders the privilege of exploring various countries without the tediousness of extensive visa applications, promising seamless adventures across continents.

The significance of a robust passport

The reasons for high demand from South Africans

For many South Africans, emigration promises new horizons free from the country's economic and security concerns. Portugal's golden visa presents a unique opportunity, granting residency and a path to EU citizenship through property or business investment. This complete guide examines how South Africans can navigate the requirements and make the most of Portugal's allure.

Overview of Portugal's golden visa program

Introduced in 2012, Portugal's golden visa allows non-EU investors to gain temporary residency through real estate purchases, capital transfers, job creation, and more. After 5 years of meeting requirements, you can obtain permanent EU residency. For South Africans, the program accelerates the immigration process with minimal residency requirements. Simply visit Portugal once every two years to renew your visa. The low physical presence obligation makes it easier to obtain residency while still working in South Africa. The golden visa also grants you and your family complete freedom of movement within the Schengen Area. As of 2023, over 10,000 investors have used the program to relocate to Portugal.

Golden visa investment options for South Africans

To qualify for the golden visa as a South African citizen, you must invest through one of the approved options: - Real estate investment: Purchase property valued at €500,000 or above. This is the most popular route, allowing you to live in or rent out the real estate. ⭐⭐⭐⭐⭐ - Capital transfer: Invest €1 million or more in a Portuguese bank deposit account. Lower risk, but doesn't facilitate settlement in Portugal. ⭐⭐ - Business investment: Invest €350,000+ in a Portuguese business and create 10+ local jobs. Rewarding for entrepreneurs. ⭐⭐⭐⭐ - Fund Investment: Invest €350,000+ in an approved Portuguese fund. Suitable for investors seeking diversified assets. ⭐⭐⭐ - Research activity: Conduct high impact research through investment of €350,000+ over 5 years. Niche option for researchers. ⭐ - Arts investment: Invest €250,000+ in arts/culture supporting national heritage. Unique choice for arts patrons. ⭐⭐ Each option has pros and cons, but real estate investment offers the clearest path for most South African families. The high property value requirement is within reach for many.

Application process Step-by-Step for South Africans

While the investment threshold is substantial, Portugal aims to make the application process straightforward for South Africans. Here are the step-by-step requirements: 1. Choose your investment option Consider your financial capabilities and intentions for relocating. Real estate or a capital transfer tend to be the most feasible for South Africans. 2. Find a property or prepare your investment If investing in real estate, research locations and connect with realtors familiar with the golden visa program. For other investments, transfer funds and complete paperwork. 3. Prepare your documents Gather documents including your passport, background check, application forms, investment evidence, and more. Most will require apostille certification and translation. 4. Submit your golden visa application Hire a visa consultant to review your application and submit it on your behalf to Portugal's Immigration Services. 5. Attend your in-person interview Once approved, you'll be summoned for an interview in Portugal to verify documents and confirm your investment. 6. Receive your golden visa If approved after your interview, your biometric residence permit will be issued, completing the application journey.

Cost breakdown for South African Investors

The total costs for a South African family will vary depending on factors like: - Number of dependents included - Type of investment selected - Use of a visa consultant vs. self-application That said, the main expenses include: CostEstimateInvestment amount€350,000 - €1,000,000Due diligence fees~€5,000-€10,000Document translation~€2,000Application fees~€5,280Health insurance~€1,000 per person annuallyConsulting service fees (optional)~€5,000-€15,000 - With real estate investment for a family of four, total costs often amount to €800,000-€1,100,000. Significant, but well worth the long-term benefits.

Why Portugal appeals to South Africans

Beyond the straightforward golden visa program, Portugal offers an unmatched quality of life for South African expats: - Family reunification - The golden visa allows dependents to join you and attend school or work in Portugal, reuniting families divided by emigration. - Favorable climate - Portugal's year-round sunny, temperate weather appeals to South Africans accustomed to outdoor lifestyles. - Security - Portugal has extremely low crime rates, providing peace of mind for South Africans weary of unrest. - Affordability - The cost of living, healthcare, and education are all lower compared to South Africa. Taxes are also favorable. - Open society - Portugal has grown increasingly cosmopolitan and multicultural, easily welcoming South African newcomers. For South African parents seeking brighter futures for their children, Portugal ticks all the boxes.

Top cities for South Africans in Portugal

South African expats flock to Portugal's major cities which balance cosmopolitan offerings with charm: Lisbon - The vibrant coastal capital entices families and young professionals alike with its balmy climate, coastal walks, and lively nightlife. Education and jobs abound. Porto - This historic port city in the north is ideal for outdoorsy South Africans who want urban amenities alongside access to surfing, sailing, and the countryside. Cost of living is lower than Lisbon. Cascais - Just west of Lisbon, this former fishing village turned resort town has stunning ocean vistas and luxury estates. Perfect for South Africans seeking an exclusive coastal lifestyle. Lagos - For laidback South Africans, Lagos in the Algarve has beautiful beaches, family-friendly enclaves, and a sizeable expat community.

Obtaining citizenship as a South African golden visa holder

The greatest benefit of the golden visa for South Africans is the accelerated route to acquiring full Portuguese, and thereby EU, citizenship. After living in Portugal for 5 years, you can apply for permanent residency. Once you've spent 6 years as a legal resident, you can naturalize as a Portuguese citizen. This gives you the right to live and work anywhere in the EU. Your children born in Portugal also gain citizenship. For South African families, Portuguese passports unlock tremendous educational and professional prospects for the next generation.

AptCitizenship guidance can optimize the process