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@adiamondmortgage
Declined For a Loan
Despite a solid credit score
I checked my credit score recently and it had gone up quite a bit, so I was feeling confident when I applied for a loan . But the lender still declined me. I make my payments on time and pay everything off eventually. What am I missing?
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Canadian Housing Affordability Worsens
In all 13 housing markets in May
Qualifying income thresholds rose in every city
Both mortgage rate and home price changes impacted home affordability this month.
Is Calgary’s housing market in trouble?
Calgary home sales drop in May as apartment prices slide
Questions about the city’s direction
New listings also retreated, falling 12.7% year-over-year to 4,226 in May, but that pullback was not enough to offset weakened demand. The sales-to-new-listings ratio slipped to 51%, and total inventory ticked up slightly to 6,752 units, still 11% above long-term norms for the month.
“The shift in supply is being felt in the market,” said Ann-Marie Lurie, chief economist at CREB.
High Net Worth Individuals
Canada adds 30,000 new millionaires
Retirement Savings Taken a Hit
More than half of older Canadian homeowners say
From economic turmoil
#aDiamondMortgage
#thedifferencemortgage
#yycmortgage
#mortgagebroker
#yycrealestate
#calgaryhomes
#calgaryrealestate
#calgaryhomesforsale
#calgarycondos
#calgaryhomebuyers
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Mortgage Delinquency
More Canadians Are Missing Mortgage Payments
Equifax Canada reveals mortgage delinquency rates are rising across the country.
CMHC Prefab Plus
Canada’s national housing agency, supports factory-built housing
Country needs to double housing starts, next decade
Canada Mortgage and Housing Corporation (CMHC) has said the country needs to roughly double housing starts over the next decade to restore affordability. CMHC announced an expansion of its mortgage loan insurance offering to include more options for prefabricated and modular homes.
50 posts!
CMHC Funding 176 homes in Calgary
Canada announces funding for 176 homes in Calgary
An important step forward in addressing Calgary’s growing housing needs.
Buying or Renting?
Which makes more financial sense in 2026
Desjardins analysis shows softer rental market, giving tenants leverage as buyers pause
Renting is taking on a stronger financial case in 2026, as a combination of elevated homeownership costs and improving rental conditions shifts the balance for households weighing whether to buy.
Anya is live and ready to show you everything. Watch her strip, dance, and perform exclusive shows just for you. Interact in real-time and make your fantasies come true.
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Fixed vs. Variable
Homeowners Weigh Options
Rate debate continues following central bank’s latest decision
Canadian Mortgage Debt
Arrears Hit A 5-Year High
Banks Shrink Books
Canada’s big banks are seeing a sharp erosion in mortgage credit quality. Canadian Bankers Association (CBA) data shows mortgage arrears climbed sharply in October. The rate now sits at a five-year high, but the stress may be even worse than it appears
Vancouver Lowest Sales in Decades - Least Home Sales in More Than Two Decades Greater Vancouver home sales dropped 12.9% on a year-over-year basis in December, capping a year in which the region saw its lowest…
Forecasts 2026 Housing And Interest Rates Economists expect a gradual housing recovery in 2026 as lower interest rates support demand. Looking ahead, most forecasters expect the recovery to continue, but at a…
It's my 5 year anniversary on Tumblr 🥳
Anya is live and ready to show you everything. Watch her strip, dance, and perform exclusive shows just for you. Interact in real-time and make your fantasies come true.
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Navigating the Canadian mortgage landscape can feel like trekking through the you know. ?? The minimum down payment for a house in Canada starts at 5% of the purchase price for homes under $500,000.For homes over $500,000, it's 5% on the first $500,000 and 10% on the remainder. Equip yourself with knowledge, and the path becomes clear.#MortgageTips #HomeBuyingCanada.
Throwback Thursday: Remember when saving for a house meant not buying that fancy coffee every day??? Well, times have changed, but our goals haven't. Let's find creative ways to get you into your dream home ? #aDiamondMortgage #thedifferencemortgage #yycmortgage #mortgagebroker #yycrealestate #calgaryhomes #calgaryrealestate #calgaryhomesforsale #calgarycondos #calgaryhomebuyer