June 2019

Earlier this year I used my Affirm account for just about everything. I got to about $3500. Then Affirm reported to Experian and there went my credit. Equally, the bank that Affirm worked with had a data breach.

I would have done better just paying off my existing credit cards and not spending any extra money. In about a period of 3 months I paid off $2000.

The interest rate was 29.99% for most of the loans. It was heartbreaking. Granted, I am now dwindling it down to under $1000 and just wipe it out.

Equally, then just take out the credit cards. Take them right out because as I demonstrated in 75 days I was able to pay $2000 that is 2 and a 3rd of my four credit cards paid off. In that period I paid for Dental and Taxes by dwindling my IRA. I also moved spending $3000 to move ( deposit and rent ). That was really expensive.

As responsibilities age, young professionals in their 30s tend to be more committed to their work and cautious with their finances.

The investments should begin by the age of 30s. If you wish to live a peaceful and independent life once you quit working, start investing now.

Here are 4 Ingredients For Enduring Investment Philosophy. 

Pro-Financial is a trusted name in investing. Since our inception, we’ve put our investors first.

It’s not easy to invest new money in a portfolio that has recently lost money, but that’s what you have to do. If you want to invest every month, then invest every month regardless of recent market activity.