#private label payment processing services

I do admit. I'm not reading 1000 pages. I did use AI to read it. I know, I know. You can hate me, but my attention span and reading comprehension are not great enough for that.

So here's 25 random ass points in the Big Ugly Bill.

Environment and Energy

1. Repeals grants and rebates from the government for clean energy projects

2. Reduces financial incentive and technical assistance to reduce methane production

3. Ends EPA initiative to label and certify greenhouse gas materials

4. Revokes money meant for modernizing and digitizing environment permitting process

5. Ends federal aid to states and tribes to improve emissions tracking and public access to environmental compliance data

Agriculture and Conservation

6. Reauthorizes major farm safety net programs

7. Rescinds unspent Inflation Reduction Act funds for the Environmental Quality Incentives Program (EQIP), Conservation Stewardship Program (CSP), and others

8. Provides $15 million/year to continue controlling the spread of destructive feral swine populations on agricultural lands

9. Continues payments to private landowners who open land for hunting, fishing, and conservation through 2031

10. Increases federal support for groundwater and drinking water safety projects via the USDA

Nutrition and Social Programs

11. Revises definitions of “qualified” non-citizens, likely restricting Supplemental Nutrition Assistance Program (SNAP) access

12. Reauthorizes through 2031 with ongoing food commodity purchases and distribution logistics support

Defense and National Security

13. Raises the multiplier for calculating military pensions, enhancing the defined-benefit portion for service members

14. Lets DoD keep using private contractors for base housing through September 2029

15. Adds appropriations for expanding the U.S. Navy fleet—part of a broader military-industrial buildup

Infrastructure and Industry

16. Eliminates tax incentives and grants for EV purchases and charging network development

17. Mandates quarterly oil and gas lease sales in areas like the Gulf of Mexico and Alaska, including ANWR

18. Adds metallurgical coal (used for steelmaking) to the list of industries eligible for domestic manufacturing tax credits

IRS and Taxes

19. Eliminates the free government-run tax filing system, reinstating reliance on private tax software providers

20. Doubles the estate tax threshold to $15 million per individual, shielding ultra-wealthy inheritances

21. Temporarily allows Americans to deduct interest on car loans for U.S.-made vehicles

22. Sets up “American Freedom Accounts” seeded with $1,000 at birth and available for tax-free growth

23. Codifies lower individual income tax brackets and corporate rates from the 2017 Tax Cuts and Jobs Act

Other

24. Bars local governments from regulating artificial intelligence for 10 years, centralizing control at the federal level

25. Creates a new EPA division for restoring abandoned hardrock mine sites in western regions

This could all be... a dozen bills... at least. The Big Ugly Bill should be renamed the special interest lobbying bill.

"BUT! NO TAXES ON TIPS! IT'S GOOD!"

But it revokes grants for clean energy and methane control, instead providing grants for coal production.

"BUT CHILD SAVINGS ACCOUNT"

But it creates stricter work requirements for SNAP eligibility.

"BUT CLEAN WATER"

But it eliminates the free government funded tax filing system.

We can do this all day. This is trash. The bill is trash. It's a "EVERYONE SHOVE WHATEVER SHIT YOU WANT INTO IT" bill.

And don't get me started on Obama's "EVERYONE SHOVE AS MUCH SHIT AS YOU CAN INTO IT." Bill. I'm tired of every time I criticize the current administration people want to say "BUT OBAMA". I wasn't okay with it when he did it. I'm not okay with it now. Besides, by your logic. Just because one person does something, that makes it okay for EVERYONE to do it.

How about "it wasn't okay for Obama to do it and it's not okay for Trump to do it"? Eh?

Import Anything from China with Trusted Logistics & Low Shipping Costs

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Clint Schenkloth at Lutheran Confessions:

I don't know if facts matter much anymore but I guess I'll still just share some basic facts. When Musk and Flynn begin targeting Lutheran Social Service and Catholic Charities, labeling the payouts in the federal government as "illegal," this is just crazy talk, but crazy talk with consequences. First of all it's crazy because the government also pays billions to Musk's own companies. Why aren’t there screen shots of those payments labeling them “illegal?” But it's also crazy because these are either grants awarded to non-profits based on a competitive application process, grants first funded by the government in its budgeting process; or it's replacement designee funding where the federal government said, "We want these basic services to be provided but we are contracting with your organization (because you have a track record of providing social services well) to do the work, or make the disbursements." This kind of rhetoric isn't just absurd; it’s dangerous. It feeds into a broader trend of demonizing institutions that have long provided essential services, especially to marginalized communities. The hypocrisy is blatant—Musk benefits massively from government contracts and subsidies, yet he and Flynn attack social service organizations that operate under the same basic funding principles. These funds aren't some kind of "secret handout"—they're either competitively awarded grants or designated contracts to ensure critical services are delivered. The government has always partnered with non-profits to extend its social safety net. This isn't new, and it's certainly not illegal. [...]

The Hypocrisy of the Attacks

Elon Musk's companies—including Tesla, SpaceX, and The Boring Company—have received billions in government subsidies, tax breaks, and contracts. If federal funding of LSS is “illegal,” then so are the billions funneled into private corporations through tax incentives, defense contracts, and technology investments. The real issue here isn’t legality—it’s an attack on the very idea that society should provide care for the most vulnerable. LSS and similar organizations exist precisely because communities need them. Cutting off their funding wouldn’t eliminate the need for food, housing, or resettlement services—it would simply make it harder for people to get help. The alternative is an overwhelmed and inefficient government bureaucracy, or worse, leaving people to fend for themselves. These attacks aren’t just reckless rhetoric; they undermine the social fabric that makes communities stronger. If the goal is a healthy, self-sufficient society, then supporting organizations like LSS is not just smart policy—it’s essential.

A month after Bulgaria receives approval to join the eurozone, all traders are required to display prices in both leva and euros, Deputy Minister of Economy Nikolay Pavlov explained in an interview with BNR. He clarified that the currency conversion must strictly adhere to the fixed exchange rate of 1.95583 leva per euro. On the labels of goods and services, prices must be presented clearly, without giving preference to one currency over the other.

The target date for introducing the euro is January 1 of the following year. Expectations are that by summer, there will be confirmation on whether Bulgaria will meet this deadline. Pavlov emphasized that the Ministry of Economy and Industry plays a major role in the preparatory process and actively participates in the Coordination Council for Preparation. Traders’ obligations are set out in the Law on the Introduction of the Euro. The dual price display will continue for 12 months after the euro’s adoption. Pavlov urged businesses not to rush with listing prices in euros prematurely and assured that the state will ensure the law’s requirements are met through strict controls. He also stressed that adopting the euro itself will not cause inflation, and targeted inspections will monitor for unfair practices.

Trust and Doubt Surrounding the Euro

While awaiting the European Commission and European Central Bank’s assessments on Bulgaria’s readiness for the eurozone, the country is experiencing a surge in speculation. Victoria Spasova from Factcheck.bg addressed one of the most circulated myths on BNR, namely, that the European Union plans to seize citizens’ savings. Recently, rumors even suggested that only individuals opposing the euro's adoption would be targeted.

There is no basis for fears about citizens’ savings having an "expiration date." The false claims stem from a misinterpretation of a statement by Commission President Ursula von der Leyen regarding the launch of the Savings and Investment Union. The initiative, previously known as the Capital Markets Union, aims to encourage citizens to better manage their savings, promoting investment in capital markets instead of keeping funds solely in bank deposits. Although capital markets carry higher risk, they can offer better returns. Currently, approximately 10 trillion euros are kept in low-yield deposits across Europe.

The Savings and Investment Union seeks to educate and inform citizens about investment opportunities. Participation is entirely voluntary, and member states are free to determine how to promote these initiatives. No new regulation gives European institutions access to private bank accounts or savings. Citizens' deposits remain private property, protected by national laws and constitutions. No European institution, including the European Commission or the European Central Bank, can access individual accounts or personal data.

Transition of Cash and the Concept of a Digital Euro

Upon Bulgaria’s entry into the eurozone, there will be established deadlines for exchanging cash leva for euros. People will need to declare and convert their leva holdings because, after a certain period, leva will no longer be accepted for transactions in stores or services.

The European Central Bank is also advancing the idea of a digital euro, aimed at facilitating online payments across the continent. This project intends to provide an alternative to major American financial platforms currently dominating the online payments space. The digital euro would offer enhanced personal data protection, with an electronic wallet for secure transactions, both online and offline.

Offline payments would remain private between the two parties involved, without the Eurosystem having access to the data. For online payments, safeguards would prevent linking transactions to individuals, ensuring personal data remains protected. The digital euro is still in its experimental phase, with active discussions about its development and accessibility.

Music and spirituality are deeply interconnected. Spirituality often initiates the inspiration for the creation of music.

Music has a very strong transcendent property, throughout history, music has been used in various spiritual ceremonies and rituals in the form of singing, chants, drums, and prayers.

Listening to devotional music such as mantras and prayers music regularly can bring about more positivity, balance, and healing when the soul and karma are ready to receive it.

It can elevate mood, foster relaxation, reduce stress and anxiety, and increase self-esteem. In some cases can even speed up the recovery time from illness or injury.

When you start paying closer attention to how music conditions our daily lives, and feelings, you can use music as a tool to help your spiritual process in this chaotic, frantic, modern living.

The important components and power of this album are the meaning of the lyrics and the Kundalini frequencies of the voice. This is one of the reasons why this album can be so powerful in your life. Master Chrisms Kundalini put the songs together from start to finish.

It is capable to connect us to something greater than ourselves to our inner divinity and consequently, positively, affecting our spiritual development and quality of life.

𝗦𝗮𝗺𝗽𝗹𝗲:

https://m.soundcloud.com/user-696984179/kundalini-sacred-music-preview

𝑻𝒉𝒊𝒔 𝒔𝒆𝒓𝒗𝒊𝒄𝒆 𝒊𝒔 𝒇𝒐𝒓 𝒚𝒐𝒖 𝒊𝒇 𝒚𝒐𝒖:

•want more positive programming toward grace in your life

•want protection against negative entities and negativity

•want to receive shaktipat energy transmission via master Chrisms voice

•want to introduce more conditioning towards Kundalini into your life

•want to receive healing via the music put together by master Chrisms Kundalini

•want to receive many benefits of master Chrisms Kundalini sounds

•want to work towards a Kundalini activation if you don’t have it yet

•want a more Kundalini oriented lifestyle and routine

•want to learn about Kundalini safeties

𝑾𝒉𝒂𝒕 𝒄𝒂𝒏 𝒚𝒐𝒖 𝒆𝒙𝒑𝒆𝒄𝒕:

•➤improved Kundalini lifestyle

•➤information on the Kundalini safeties

•➤ increased presence of grace in ones space

•➤a greater level of protection

•➤increased levels of Kundalini in one’s life and environment

•➤ Shaktipat energy reception via master Chrisms voice

•➤ greater peace and balance in one equation especially if the music is played frequently particularly overnight

Price: $15

𝑯𝒐𝒘 𝒊𝒕 𝒈𝒐𝒆𝒔:

► You place your order by private messaging here or on the given email on the flyer

► You will make your payment via Pay Pal

► We will give you a Google Drive link where you can download the mp3 tracks plus the album cover with the song list and cd label

► You are free to upload the music on your smartphone device or burn a cd then print off the cover and label

► We suggest leaving the music on slightly playing in the background throughout the day and night if possible due to its many benefits within one’s Kundalini equation

𝗣𝗮𝘆 𝗽𝗮𝗹: 𝗰𝗵𝗿𝗶𝘀𝗺𝗶𝘁𝗰𝗵𝗲𝗹𝗹𝟯𝟲𝟵@𝘆𝗮𝗵𝗼𝗼.𝗰𝗼𝗺

𝑵𝒐𝒕𝒊𝒄𝒆:

➤ Please note that in some cases the ego might resist certain information reception and application and this has nothing to do with the quality of the given service and guidance by master Chrism.

➤ The payment is non refundable. Part payment is available.

➤ This service is not for personal profit gain but for the support of this Kundalini community

Please don’t hesitate to reach out to us for further information.

Then they ask which plataforms you want to add the song and then the release information like dates, countries and art covers. Then the song goes to a review process by the aggregator and the streaming plataforms, usually in this part they know if something is wrong and they decline the upload. But sometimes mistakes happens, remember the weird version of watermelon sugar on Harry's Spotify? Yeah same mistake.

I seriously hope that this was an honest mistake and not someone wanting to profit from the fandom and Louis because what happens is that once a song is "officially" uploaded to YouTube, YT has to pay the artist an amount of money for every time someone on their plataform uploads a video or uses the song. And same with the other plataforms, haven't checked but is probably on others too. The payment is made through the aggregator and this process is long, the review steps takes almost a week soooo is weird that the fan didn't know the song would get on other plataforms. Usually when fans do this they use a podcast aggregator that is free and easier to do.

Solo who knows

Oh wow, that’s so interesting, thank you so much for sharing all of this!! I couldn’t possibly imagine lol well, I hope it’s a honest mistake, as well…

What Swift is doing might seem more like an attempt to win her longstanding battle against Braun than a calculated business move. But according to several industry veterans who spoke with VICE, if Swift pulls this off, she stands to make an unthinkable amount of money—and decimate the value of her old recordings in the process.

You'd think Swift's contract with Big Machine might prevent her from re-recording her old music, but she can legally do so for two reasons, according to Dina LaPolt, an entertainment attorney who represents Steven Tyler, 21 Savage, and several other high-profile artists. Firstly, while Shamrock Capital owns the master rights to Swift's first six albums—or in other words, the sound recordings on those albums—Swift owns the publishing rights. (Because she wrote her own songs, she retains the rights to the lyrics, melodies, and compositions that comprise them, and she doesn't have to ask permission from or pay anyone to use them how she sees fit.) Secondly, the "re-recording restriction" in her contract with Big Machine—a standard part of any record deal, which long prohibited her from recording new versions of the songs she released through the label—has reportedly expired. When Swift releases new versions of her old songs, she'll own both their master rights and their publishing rights, earning every penny they bring in and securing unilateral control over how they're used.

She's almost inevitably going to yield that power to license her music to advertising agencies and film and TV studios, according to Guillermo Page, a former record label executive who's worked for BMG, EMI, Sony, and Universal, and who now teaches in the University of Miami's music business program. To license (or "synchronize") a song, you need permission from the record company who owns it and the songwriter who wrote it. Swift has always said no to licensing offers on the grounds that they would profit Braun—but now that she's cut him out of the equation, she can strike those deals herself, and take home 100 percent of the profits they reap.

"She has all the leverage, and all the control," Page said. "Even if the current owners of the old catalog want to do some type of deal for synchronization, without her approval as a songwriter, they wouldn't be able to do it. By recording the masters herself, it opens the door for her to do those deals directly."

In all likelihood, Swift's collaboration with Match.com, which used her re-recorded version of "Love Story" in its latest ad campaign, wasn't a one-off; it was the first of countless licensing deals Swift is going to make with her re-recorded music. According to LaPolt, Swift will easily be able to convince companies to come to her when they want to license her masters instead of paying Shamrock Capital for them.

“Program integrity” is the sort of technical term that sounds good. Who wouldn’t want to run Social Security with integrity? But unfortunately, in the Alice-in-Wonderland world of Washington-speak, the phrase doesn’t mean what you think.

Administering Social Security with integrity sounds as if it means ensuring that the right payments go to the right people in the right amounts. You would think it means that the Social Security Administration (SSA) helps working families get the benefits that they have earned. Instead, it means the opposite.

“Program integrity” is insider-code for saving money. How is money saved? By going after people who have done nothing wrong. By going after people with serious disabilities who must prove over and over again that they are unable to support themselves. By going after people whose benefits SSA claims were wrongly paid out, often because of mistakes made by SSA itself.

The targets of these “program integrity” investigations may be homeless. They may not speak English. They may have intellectual challenges. They almost never have professional representatives to help them through the extremely stressful, complicated, and time-consuming process of challenging the government.

Imagine being a senior who has no other income than your monthly benefit of $794 (the maximum federal benefit from Social Security’s companion program, Supplemental Security Income). You live frugally, even cutting your medications in half because you can’t afford them.

You follow all the complicated rules, including informing SSA that your child has moved back to town and is buying you groceries once a week. Months go by. Then, out of the blue, SSA notifies you that your SSI benefit should have been reduced by the value of those groceries so you must refund that overpayment in the next 30 days!

Nor is this state-run hounding limited to those with low income and little education. My colleague’s mother received Social Security benefits as a divorced spouse. When she remarried, she went to the SSA office with her new husband. She told the claims representative that she just remarried and requested a new Social Security card in her new, married name.

One day, out of the blue, she opened her mail and found a notice from SSA announcing that she owed the government $55,000, which she was instructed to repay immediately. (Unbeknownst to her, the spousal benefit based on her first marriage was supposed to cease when she remarried.) Her son, who is a Social Security expert, spent six months talking to SSA to address the issue. Notwithstanding her son’s expertise, diligence, and ability to advocate for her, the stress resulted in a short hospital stay and contributed to a serious, permanent deterioration in her health.

As the demand for the repayment of an eye-popping $55,000 illustrates, SSA may not catch its errors quickly. Mary Grice was four years old when her father died, leaving her mother and their five minor children with the Social Security survivors benefits he had earned for them. Fifty-four years later, four years after her mother passed away, she received a notice from SSA saying that it had overpaid the family and, though she had only been a child, she was on the hook for the overpayment!

Adding insult to injury, those who have received overpayments through no fault of their own are labeled “debtors” by SSA. Overpayments to “debtors” are systematically pursued as part of “program integrity,” because they save Social Security money.

When SSA pays smaller benefits than it should, it often fails to correct these underpayments. Five years ago, SSA discovered that, due to computer errors, it was failing to pay benefits to hundreds of thousands of children. Shockingly, it has still not even contacted those families, much less paid the years of benefits owed.

The number of uncorrected underpayments is huge. Last year, SSA’s inspector general followed up on a 2014 audit of underpayments. Looking only at new underpayments since its prior audit and only at deceased or otherwise terminated beneficiaries, it estimated that SSA had uncorrected underpayments owed to 45,496 people and totaling $142.5 million. That doesn’t even include underpayments to those still receiving benefits or those who improperly never received benefits in the first place!

Republican-controlled congresses have zealously doubled down on these skewed priorities. They have cut SSA’s overall administrative budget while earmarking increasingly large percentages of that budget for “program integrity.” Moreover, for the last two decades, the only SSA commissioners confirmed by the Senate were nominated by Republican presidents. Those Republican commissioners share the skewed priorities.

For opponents of Social Security, going after benefits is a positive outcome. If they can’t cut benefits legislatively, at least they can cut them through “program integrity.” Their strategy is to treat everyone — from people with disabilities to seniors to children who have lost parents — as dishonest and eager to commit fraud. As a side benefit for opponents, an emphasis on going after people helps undermine confidence and support not only for Social Security but for our government, more generally.

This adversarial mindset is a stark departure from how Social Security was administered in the past. Indeed, the first commissioner of Social Security, Arthur Altmeyer, understood that claimants had earned their benefits. Social Security representatives were to help, he stressed. They were not to act at arm’s length, and certainly not to impose obstacles. A federal statute had long been on the books that prohibited federal officials from assisting people who were making claims against the government. Citing the statute, GAO at first objected to the policy being set by Altmeyer. After a lengthy meeting, however, Altmeyer convinced the comptroller general that Social Security was a different kind of claim, and GAO withdrew its objection.

The irony of the focus by Social Security opponents on saving money is that Social Security is extremely efficient and accurate, much more so than its private insurance counterparts. Social Security spends less than one penny of every dollar on administration. The remaining more than 99 cents is spent on benefits. In stark contrast, private insurance companies spend 29.2 cents of every dollar on operating and other expenses and only 70.8 cents of each dollar on benefit payouts.

Moreover, Social Security’s benefit payments are more than 99 percent accurate, with only a tiny fraction of the inaccurate payments due to fraud. Again, in stark contrast, private insurance companies experience fraud rates of ten percent and even higher rates of improper payouts, when non-fraudulent reasons are taken into account!

SSA must return to its roots, to its core mission of helping everyone get the benefits for which they are eligible. It should devote at least as much effort to underpayments as it does to overpayments.

It should focus more on educating the public about the benefits for which they are eligible and less on challenging previously-awarded benefits.

As a related matter, SSA should restore the mailing of earnings and benefits statements to all workers aged 25 or older, as the law explicitly and clearly requires. This will help ensure accuracy by allowing workers to know what earnings are reported to SSA and to correct any errors in a timely way. In his budget, former President Trump proposed a substantial increase in the percentage of SSA’s budget that went towards “program integrity.” President Joe Biden’s budget rightly increased SSA’s budget and rightly reduced the “program integrity” amount Trump proposed. This is a positive step, but Biden and the Social Security champions in Congress should go much further.

Congress should increase SSA’s budget, and direct SSA to use these increased funds for improved customer service. None of those funds should be spent on harassing the public in the name of “program integrity.”

Nancy Altman