#nospendyear

View On WordPress

It's #WashiWednesday and the end of the month... So what better time to "celebrate" my #nospendyear midyear break with my new washi from @cookiestickerco & #rosecoloreddaze Did you pick anything up from these recent releases? What's your favorite? #mmdezigns #blessedhands #happyplannergirl #happyplanner #blackgirlscraft #blackwomenwhoplanandcreate #bwwpc #blkwmnplan #blessed #beforethepen #plannernerd #planners #planahappylife #plannercommunity #plannergirl #plannersgottaplan #diyplanner #cookiestickerco #rosecoloreddaze #weeklyspread #classichappyplanner #planwithme #faithfulplanner #blackplannergirl #blackgirlsplantoo #plannersociety #weeklyspread #weplan2 https://www.instagram.com/p/CfaSLTOOLK_/?igshid=NGJjMDIxMWI=

I pledged a #nospendyear in January & I am proud that I have done pretty well... Part of ensuring that I reach my goal is #shoppingmystash for my weekly planner spreads. To help me do just that, I looked at some of the themes/manufacturers in my supplies and went through my planner assigning them to spreads. This week was #goldmineandcoco week. I only have a few of her sticker books but I pulled them out to create this lovely spread 😊 #mmdezigns #blessedhands #happyplannergirl #happyplanner #blackgirlscraft #a5planner #bwwpc #blkwmnplan #blessed #beforethepen #plannernerd #planners #plannercommunity #plannergirl #plannersgottaplan #plannerideas #embracethediscs #weeklyspread #classichappyplanner #planwithme #faithfulplanner #blackplannergirl #blackgirlsplantoo #plannersociety #kellofaplan #cookiestickerco #weeklyspread #weplan2 https://www.instagram.com/p/CdHbmvUvM2g/?igshid=NGJjMDIxMWI=

#tbt from one drawer to 4 in one year! Hence why this is a #nospendyear for me 😵 But don't you just love @cookiestickerco 💜💛❤💙 #mmdezigns #blessedhands #happyplannergirl #happyplanner #blackgirlscraft #blackwomenwhoplanandcreate #bwwpc #blkwmnplan #blessed #beforethepen #plannernerd #planners #planahappylife #plannercommunity #plannergirl #plannersgottaplan #mambiplanner #plannerideas #embracethediscs #weeklyspread #classichappyplanner #planwithme #faithfulplanner #blackplannergirl #blackgirlsplantoo #plannersociety #WashiWednesday #cookiestickerco #weeklyspread https://www.instagram.com/p/Ca7O0bbuwGv/?utm_medium=tumblr

@thesun @thesunuk Thank you Anna for writing such a lovely piece! #nospend #nospendyear #savingmoney #smartmoney #livethelifeyoulove (at Ireland (country)) https://www.instagram.com/p/COhZQQSHGUd/?igshid=18l5pri4gm5pl

Have you ever considered taking on a No Spend Year? ⁠⠀ ✨⁠⠀ I can tell you one thing for sure, I had never considered it as an option for me, in fact, I couldn't think of anything worse. ⁠⠀ ✨⁠⠀ A whole year of no alcohol, hair dye, new clothes, eating out and a bare-bones food budget????⁠⠀ ✨⁠⠀ I enjoyed my spendy lifestyle and buying when the urge took me. ⁠⠀ ✨⁠⠀ I knew I could manage all my payments and live well as I was. So why change? ⁠⠀ ⁠⠀ I'll tell you why I changed....⁠⠀ I realised I wanted more from life than the next new lipstick or gadget or shirt. I realised that I was working to maintain that lifestyle at the detriment of my future and what I craved most.....⁠⠀ ⁠⠀ Time with my family. ⁠⠀ ⁠⠀ I want to make a difference and get ahead, not just simply keep up. I wanted the choice and the freedom in my life to control my own path and how I spent my time. ⁠⠀ ⁠⠀ Both of which I had lost somewhere along the way. ⁠⠀ ⁠⠀ ⁠⠀ This weeks post ( link in bio ) is about the chain of events that lead up to my walking away from my 16-year career, embarking on a no-spend year and changing my life in ways that I could never have imagined.⁠⠀ ⁠⠀ ⁠⠀ PS: If you want more tips and tricks you can sign up to my weekly email (link is in the bio) and get them straight to your inbox. ⁠⠀ ⁠⠀⁠⠀ PPS: If you subscribe to my weekly email you get me Free - 'Slash your grocery budget in half ebook!'⁠⠀ ⁠⠀ ⁠⠀ #nospendyear #lifechanging #irishdebtfreecommunity #smartmoney #mrssmartmoney #irishmom #irishblogger #irishiger #irishmoms #irishmam #irishmammy ⁠⠀ #irishbloggers #creatorsie #irishinsta #irishigers⁠⠀ #debtfreecommunity #debtfreejourney #debtisdumb #debtfree #debtfreegoals #debtfreeliving #debt #debtfreelife #debtpayoff #choose⁠⠀ #mindfulmoney #savingmoney #savings #savingmoneytips #savingsgoals (at Ireland (country)) https://www.instagram.com/p/CIiQTvuntpM/?igshid=1k8u1m948bx6u

It’s tested me at times, but it’s been 5 days in a row with not a cent outside groceries and essential bills spent. : We have Spend a wicked amount of time at the local skateboard park, sorting out the garden, visiting friends, playing cards, boards games, painting and making slime is a good past time too 🙄 : Special shout out to our local library, it is such a great resource. I even let the kids take a computer game out on loan for the Easter holidays. If they were Ribena berries they would have burst there on the spot. 😊 : I don’t know if I’ll make it to an entire week as I want to bring them swimming but I’ll take that cost on the chin. They are free as long as they are attending lessons there and it’s just €7 for me. Did the value we get it is money well spent. ; What are you planning for your Easter break? : : : ; : ; #nospend #nospendyear #children #gauntlet #challenge #kildare #librarylife #kildarelibraries #ps4 #slime #skateboardpark #games #easter #easterfun #win #kidsoffschool (at Ireland (country)) https://www.instagram.com/p/BwU9ngInw-J/?utm_source=ig_tumblr_share&igshid=f6mqt2lphpr8

For any who is interested, this is my latest post. It started out telling the futile story of me trying to change mobile service providers to save money and a few of the things that I’ve learned which would have made my life easier had I known. : As I wrote it, it made me think of how our world has evolved so much in such a short space of time. It’s like someone had just slammed on the accelerator. It’s no wonder we are all chronically stress out and fatigued from the pace. : Anyway, if you want to gave some reading during your coffee break this morning. Just pop over to my latest post at https://mrssmartmoney.com/mobile-phones-cost/ : Or just click the link in my bio : I hope that you are your own financial superhero today ❤️😉 : : : : : : : ; : #personalfinance #personalfinanceblog #personalfinanceblogger #lessbutbetter #nospendyear #nospend2019 #savemoney #moneysaving #irishblogger #reducespending #buildwealth #fi #financialindependence #financialindependenceretireearly #chooselife #minimalism #minimalist #minimalistlifestyle #minimalistlifestyleblogger #win #wecanallwin #theyearoflessbutbetter #smartmoney #mrssmartmoney #frugalliving #mindfulliving #frugal #frugalmom #frugallife #changeyourmindset , : : (at Ireland (country)) https://www.instagram.com/p/BuVex7agfOU/?utm_source=ig_tumblr_share&igshid=o7yjv0det90w