#moneytricks

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I've seen some alarming totals on things that temporarily make me happy and am starting to learn that I've got to slow it down and think about whether or not if the end result is better than the initial purchase. I think i'm starting to become more of a homebody now.

Over the past two years, I have been "churning" credit cards. I have been a signing up for new credit cards just to take advantage of the sign up bonuses. I have been using the points earned to go on vacations for free! I make sure to pay off all credit card debt in full at the end of each month. My credit card score has actually been increasing as well!