𝐅𝐫𝐞𝐞‑𝐌𝐨𝐧𝐞𝐲 𝐖𝐢𝐭𝐡𝐝𝐫𝐚𝐰𝐚𝐥: 𝐒𝐎𝐅𝐑 𝐕𝐨𝐥 𝐒𝐩𝐥𝐢𝐭𝐬, 𝐇𝐢𝐤𝐞 𝐏𝐫𝐞𝐦𝐢𝐮𝐦 𝐒𝐭𝐢𝐜𝐤𝐬, 𝐚𝐧𝐝 𝐄𝐯𝐞𝐫𝐲𝐨𝐧𝐞’𝐬 𝐁𝐞𝐠𝐠𝐢𝐧𝐠 𝐖𝐚𝐫𝐬𝐡 𝐟𝐨𝐫 𝐌𝐞𝐫𝐜𝐲

From cash‑poor rent seekers to PE’s liquidity‑starved Franken‑funds, everyone’s begging for one last hit of Fed “free‑money engineering.”

Meanwhile SOFR vol is doing God’s work: Dec26 put spreads price ~1 hike, call‑condors 1–2 cuts. OIS > dots, long‑end skew still put‑rich, JPM longs → neutral. Easing isn’t dead, just shoved right on the curve while hike premium refuses to die. So what’s your insider’s bead @ Kalshi, Polymarket… ?

Policymakers at the Federal Reserve voted 9-2 to hold interest rates steady on Wednesday, despite intense pressure from President Trump to cut borrowing costs.

Economy

Why the Federal Reserve's building renovations are attracting the White House's ire

The central bank kept its benchmark interest rate between 4.25% and 4.5%. That affects the rates that businesses and consumers pay to borrow money. Investors are optimistic that a rate cut could be in store at the Fed's next meeting, in September.

We gotchu, boo!

You're actually stuck in some question between the Snowball and the Avalanche method. The Snowball recommends you start with the smallest balance, the Avalanche recommends you start with the highest interest rate. And we explain how to navigate the two in the link below.

BUT YOU, my child, have an entirely separate question. Should you start with a lower APR with a high balance because that's costing you the most in the short term?

And the answer is... you decide. If you're going for mathematical efficiency, then it sounds like you have your answer. And if you're going for what will give you the most peace of mind... it's about the same answer: start with the card with the highest balance. The trick is to pick what feels right to YOU, regardless of what will save the most money.

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche