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NPCI International and PPRO Partner to Enable Global E-Commerce Payments
NPCI International, the global arm of NPCI (National Payments Corporation of India), has teamed up with PPRO, a UK-based digital payments infrastructure provider, to enable global e-commerce payments through UPI (Unified Payment Interface). This collaboration will allow Indian consumers to use UPI or RuPay cards to shop in international stores using Indian Rupees. This development will provide a seamless and secure payment experience for Indian consumers who make cross-border purchases.
Expansion of PPRO's LPM Coverage Map
The partnership between NPCI International and PPRO will add India to PPRO's Local Payment Method (LPM) coverage map. This addition will allow for the acceptance of RuPay cards and UPI across PPRO's global clients, such as payment service providers (PSPs) and international merchant acquirers. This development will provide Indian consumers with access to a vast global network of merchants.
UPI's Role in Revolutionizing Digital Payments Landscape
Since its launch in 2016, UPI has become India's most popular payment method, processing around 60% of all domestic payments in the country and 40% of payments globally. UPI has over 325 million active users and 390 banks interoperable on the network. In March 2023, people conducted over 8.7 billion UPI transactions, which is the highest since its launch. The partnership between NPCI International and PPRO is expected to further boost the growth of digital payments in India and make cross-border e-commerce more accessible for Indian consumers.
Quote from NPCI CEO
Commenting on the partnership, Mr. Ritesh Shukla, CEO-NIPL, said, "UPI has revolutionized the digital payments landscape in India and is respected globally for its role in simplifying and democratizing payments. By partnering with PPRO, a market leader in the payments infrastructure space, which powers a vast PSP and merchant network, Indian consumers will now be able to shop online with merchants around the world and pay safely and easily using UPI." Overall, the partnership between NPCI International and PPRO is expected to bring about significant changes in the global e-commerce industry by enabling secure, seamless, and efficient cross-border payments for Indian consumers. Read the full article
Best Online Shopping Apps in India
E-commerce is rapidly becoming the favorite, default online shopping option amongst consumers living in India. 86% of Indian shoppers adopted online shopping over e-commerce platforms using online shopping apps during the pandemic. As per a recent report by Sensor Tower & MAAS, in July 2021, India’s app stores saw more than 80M online shopping app installs while reaching 113M downloads in October this year, just in India.No doubt, Indians are known for binge shopping and addiction for mobile apps have only triggered this habit of online shopping over varied app-based e-commerce retail stores. We have explored further about apps driving their online shopping behavior, and narrowing down to the best online shopping apps in India as of today!
Based on their trending position, we have sorted them as below:
1. Nykaa – Beauty Shopping App
Nykaa App for beauty shopping, make-up, and cosmetics online shopping happens to be one of the best online shopping apps in India. This online shopping app for beauty products is India’s largest online shopping beauty store. Browse and buy cosmetics, beauty products, health products & more from top brands.
APP Highlights:
Online shopping categories – Makeup, skin, hair, fragrance, natural, personal care
Brands– Over 2400 brands available, such as Maybelline, AMC, Lakme, Loreal, biotique, charlotte, tilbury, NYKAA
Shipping – Free if purchasing over Rs.499
Secure Payment Methods – UPI,GooglePay,Debit/Credit card,Net banking,mobile wallet,COD,Gift card
Return Policy – 15 days
Online Ratings– 4.6
Store Rank– 28
2. Shopsy Shopping App – Flipkart
One of the trendiest apps and the best ones, Shopsy Shopping App originates from Flipkart. Online shopping under the categories of fashion, mobiles, beauty, accessories, footwear, home at the best price range. Earning money on placing each order with Shopsy is possible now. Shopsy Shopping app offers the latest and trendiest fashion items, clothing from top brands, and all categories too from big brands assuring quality purchasing. Transparent return/refund policy.
APP Highlights:
Online shopping categories – Fashion, home, lifestyle, footwear, accessories, beauty
Product Listings – Over 15 Crores
Exclusive offer – Competitive wholesale prices
Secure Payment Methods – COD (Cash on Delivery Service), debit/credit card, net banking, UPI enabled PhonePe, etc.
Trusted Suppliers – 1 Lakh+ trusted Flipkart supplier base
Faster Delivery – Within 7 working days
Online Ratings– 4.2
Store Rank– 5
3.AJIO Online Shopping App
AJIO Online shopping app is published by Reliance Retail Ltd. and is one of the best online shopping apps in India. AJIO app is called an online aisle of style due to its outstanding offers and range of products available. The app takes care of all needs for men/women, and their astounding range of accessories, mobile phones, smartwatches, the latest fashion, and electronics & gadgets from top brands.
APP Highlights:
Online shopping categories – style collections menswear/womenswear/kidswear, accessories,mobile gadgets
Brands– Over 2500 brands, international and in-house label
Exclusive Offer- Payday weekend special sale
Secure Payment Methods – Easy checkouts, online payment
Return Policy – 30 days
Online Ratings– 4.3
Store Rank– 3
4. Meesho Online Shopping App
Meesho: Online Shopping App is one of the best online shopping apps in India, a favorite one-stop online Shop for consumers and shoppers. Shoppers can now shop for themselves as well as earn money online, both the benefits via the same Meesho App! Lowest wholesale prices available that allow for online shopping at any budget. Reselling of items to friends, family is possible while starting own business with zero investment.
APP Highlights:
Online shopping categories – Women’s / men’s fashion, kid’s fashion, accessories, home & kitchen appliances, beauty & health essentials, etc.
Product Listings – Over 50 Lakhs products from 650+ categories
Reselling and earning money option – 3-step via browse, share, earn
Exclusive Offer – 30% discount on first order
Shipping – Free delivery with no minimum order value
Return Policy – 7 days
Secure Payment Methods – COD (Cash on Delivery Service), online payment, debit/credit card, net banking, etc.
Online Ratings– 4.4
Store Rank– 1
5.Myntra Online Shopping App
Myntra is the top trending mobile app today and is one of the best online shopping apps in India. A very convenient, very consumer-friendly app that you can download and install anytime free. After downloading you can choose from wide categories of clothing for men, women, kids. You have plenty of other categories apart from the clothing one. From clothes & shoes to hair care & home products, Myntra is your one-stop lifestyle shop. Choose from the most popular clothing fashion brands like Vero Moda, Nike, H&M, MANGO, HRX, Biba, Roadster, & many more.
APP Highlights:
Online shopping categories – Over 7 lakhs products that include clothing for men, women, kids, shoes, jewelry, home products, accessories, cosmetics, gadgets, sportswear
Brands– Over 3500 brands available, Puma, Adidas, Nike, Fastrack, Reebok, Fossil, Maybelline, Lakme, Kama Ayurveda, Gini & Jony, Allen Solly Forever 21, MANGO, Biba, etc.
Exclusive Offer – Express order delivery
Shipping – Free shipping on first order
Secure Payment Methods – UPI or COD (cash on delivery), EMI options
Return Policy – 30 days
Online Ratings– 4.3
Store Rank– 8
Endless APP Game
Every day you come up with something new in the shopping zone. As a consumer, you love to explore products, accessories that meet your growing needs daily. As an online retailer, you need to be competent enough to match this growing trend of online shopping behavior amongst consumers in India. Updating yourself with time and finding a place in Google play store or Appstore is the perfect solution to remain competitive and business-oriented in the mobile world.
Don’t fall bbehind your competitors! Connect with us and find out which online shopping app would be ideal for your e-commerce retail business fetching maximum returns.
Asia Gold: Demand dull as price-wary consumers stay on sidelines
Physical gold demand lacked vigour this week in top Asian hubs as high domestic prices suppressed appetite for the metal, with prices in India swinging to a discount for the first time in three weeks. "Wedding season demand has been waning and retail consumers are waiting for a correction in prices. Dealers in India were offering a discount of up to $1 an ounce from official domestic prices this week, compared with a premium of $1.50 last week. "The depreciating rupee is making gold expensive for Indian consumers. Jewellers are confused about the price trend and waiting for prices to come below 31,000 rupees," said a Mumbai-based dealer with a bullion-importing private bank.
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