I was complaining about my phone running out of storage so S just gifted me a new phone :)
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I was complaining about my phone running out of storage so S just gifted me a new phone :)

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I was placed on this planet to give men high blood pressure
In the book Smart Women Finish Rich by David Bach, he recommends to save 12% of whatever you receive (paycheck or money transfer from SD) no matter how little.
Let's say you have a Splenda daddy, who can only afford $150 biweekly. He's a janitor, but he's generous and puts spending money in your pocket. 12% of 150 is $18. Let's round that up to $20 saved out of your biweekly $150. You have practiced a primary financial principle of paying yourself first, before any bills.
You are putting $20 aside for your financial future. That's $40 a month, $480 a year. It may seem like a small sum, however $480 can generate a large return if invested wisely. This is where a financial advisor becomes essential, to efficiently multiply your money with a minimal risk of loss. At least compared to gambling with investing independently.
Aside from multiplying your money, you should invest your money into skills. Pay for subscriptions and tutors to upgrade your career skills and passions, such as piano. The best investment you can make is buying books. Not in excess, start with one at a time. With your $150, spend $25 on a book about money management or how to invest. Don't rush to buy a book; flip through pages and read what the author has written. Decide on a book that fits your goals and ultimately you have made a wise decision for your financial future.
if you're not white and you have ambitions of moving up in the world and changing your lifestyle I would genuinely recommend that you focus on making connections with successful members of your own community before trying to enter others . This is especially true if you have no experience with diverse groups of people and you haven't acclimated to cultures different from yours.
It is insane to genuinely think that an african american working class woman who has never interacted with anyone but other african american working class people can immediately make her way into circles filled with rich white people who have been surrounded by people exactly like them their entire lives with no culture shock on either side. this also doesn't just apply to black people but any kind of minority.
If you're black and see yourself in a different kind of life you should be focused on making friends with the "oak bluffs every summer, mom is an AKA and she dragged me to jack and jill every chance she got" types first before you go trying to be an old money trophy wife or whatever.
its different when you have to cultural capital, or you grew up in the suburbs or in more diverse environments or you're naturally someone who doesn't embody certain stereotypes but if that's not you work on working your way up within your own culture and community, thats how it works.

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paris toujours paris
i think for 90% of man/woman relationship to work, the man genuinely has to always be a little scared you're going to leave him. and not in the sense that you should be manipulative or threaten it. your boyfriend should just like subconsciously always be constantly aware that if you wanted to leave him you'd have no issue doing so
Men Pay Attention
Genuinely one of the most important things I could talk about: there’s a difference in supporting a legitimate partner through struggle, versus slowly training yourself to accept chronic inconsistency, neglect, low effort, emotional unavailability, etc from a man because you think enduring it makes you more valuable to him somehow. Especially when there's no reciprocity.
A man benefiting from your patience is not the same thing as him respecting it.
Men are extremely observant to what is tolerated or not. If a man learns that he can give inconsistent effort, emotionally withdraw, cross boundaries, come back with minimal reassurance, and still fully retain access to you every single time, that becomes the relationship dynamic. Being overtly accommodating does nothing more than remove his own urgency, and lower the emotional cost of disappointing you.