#humana

We are not allowed to ever tell somebody to call 1-800-Medicare. We always tell them if they need to update their Medicare info, they need to contact their local social security office? Why? Two reasons: 1.) it’s true, if you need to make any updates to Medicare; eg name change, got accidentally termed, etc, social security actually handles all that. But 2.) Because it directly counts against us.

See, Medicare has this really stupid practice. If a Medicare member contacts 1-800-Medicare and gives their insurance company’s name, it automatically is a ding against them. The member could be praising us about how fantastic we were and it wouldn’t matter, if we are mentioned, we are penalized. And those penalties can affect our Star rating. That Star rating is important because that determines how much money Medicare pays us, and if we can even offer MA plans at all. If a plan has 5 stars, then people can enroll in that plan at any point in the year, Medicare will send potential members our way, and they pay us more. But if we get 3 stars, then Medicare starts sending out paperwork to all of our members telling them our plan sucks balls and they should consider finding new coverage. And if we get 1 star, Medicare revokes our right to sell Medicare Advantage products.

See, for profit insurance companies really only care about making money and one of the biggest money streams is what comes in from the federal government. So if enough people called 1-800-MEDICARE and complained about a certain health insurance company, the people could tank their star rating and actually lose them a massive revenue stream.

Let me be clear, it has to be the SPECIFIC subsidy, not just BlueCrossBlueShield, you need to pick the subsidiary, but, if you call about all of the subsidiaries BCBS owns, then you can knock out pretty much their entire MA market.

Este fanart de Rainbow Dash de Equestria Girls del año 2022. Me encantó aprender lo que me gusta, es mi propio estilo jajaj nwn ✨🌈

La humanidad estuvo cerca de la extinción hace 900.000 años. Solo 1280 de nuestros antepasados sobrevivieron.

Un estudio reciente publicado en Science sugiere que un catastrófico "cuello de botella ancestral" redujo la población global a sólo 1.280 individuos reproductores, acabando con el 98,7% del linaje humano temprano.

Te explicamos qué sucedió:

Rubí ❤️ The peace treaty 🖤

Stine

“I’m wearing a pink vintage suit set jacket from Miss Karina thrifted from Humana Secondhand & Vintage in Berlin, an emerald dress from Leesle, floral socks from Bonne Maison, lemon yellow sneakers from Bensimon, an ultramarine sling from Fjällräven, a ring from Riice, glasses from Anne et Valentin, and an Apple Watch.”