#givling

There's an app you may or may not have heard of called Givling. It's a free trivia game (although you can pay to play it additional times per day) that uses primarily ad revenue to pay back the student loans of those who sign up. That’s right - if you sign up, you’re in line to have your own student loans (up to $50,000) paid back by Givling. 

The only thing sports lovers enjoy more than their game is playing sports trivia. Every sports enthusiast loves to pitch their knowledge against others regarding their favorite teams, legends, and all-time stats. Why not add a new wrinkle to your trivia game and go with Givling?

What is Givling?

Although it may look like just a fun, energetic trivia game, the truth is, Givling is so much more. What is Givling? While the nation is saddled with trillions of dollars in mortgage and student loan debt, Givling is doing something about it. Using crowdfunding techniques and a popular trivia game format, Givling has created a platform to crowdfund large amounts of money and award this money to player recipients.

Sports Trivia

Here is some sports trivia to get your brain engaged for the fast pace fun on the Givling app!

Where were the Utah Jazz originally located?

 New Orleans

During Babe Ruth’s 15 seasons with the New York Yankees, how many World series did he win?

 4

What football team did fullback Jim Brown play for?

 Cleveland Browns

Which famous golfer has the nickname of “Lefty”?

 Phil Mickelson

When was the first Boston Marathon held?

1897

Playing Sports Trivia

When you play trivia on Givling, you are helping raise funds through a combination of ads, donations, and other contributions that “crowdfund” for the player who is currently in the funding box. There are several levels of awards, ranging in value from trivia awards in the hundreds, to the queue awards of $10,000 or $50,000 each. For details on how to work toward earning queue points, click here.

Trivia Teams

One of the best features of Givling is that you don't even have to be good at trivia to win! You are partnered with other trivia buffs to form a team, and your team moves forward as a unit toward the goals. If you get strong trivia partners, they can help carry you on to success in your game. You can play two rounds of trivia each day for free if you want to give it a try. The awards can be amazing!

Getting With the Program

Some loans are more dangerous than others because they can come with hidden high costs and confusing harsh borrowing conditions making them an extremely easy trap to fall into.

There are several reasons that student loans are so dangerous:

Difficult to Avoid

For starters, student loans are difficult to avoid. After all, having a college degree can be a huge factor in whether or not you receive a job and it generally helps ensure higher pay. Some students can get some of their education costs covered through scholarships, but those make up a small portion of college students. On top of this, many students go on to graduate school, taking on even more debt than their undergraduate counterparts.

High Delinquency Rates

The rising cost of tuition ensures that many college students will have to borrow money. And because some fail to graduate or even make their payments, it is no wonder that student loans have high delinquency rates, which began to rise even before the current economic crisis.

Serious, Long-Lasting Consequences

Student loans can have serious, long-lasting consequences even when borrowers make payments on time. Loans tend to occupy a considerable chunk of the borrower's monthly income for years to come. Furthermore, that financial burden means that individuals frequently have to put off vacations, home ownership, vehicle purchases, and so forth because it is impossible to manage it all. Even when facing default on a student loan, borrowers find that these loans are rarely discharged in bankruptcy court, meaning they are stuck with the loan payment forever.