#freedom55

Back to school is here for some students and only weeks away for others! Have you considered the future education of your children? ↓↓↓ It’s estimated that, on average, students will owe $37,000 once they graduate from post-secondary education. An RESP is a savings vehicle designed to help you save for your child’s post-secondary education. There is a wide range of investment options available for RESPs, including mutual funds, stocks, and GICs. Not only does the money in an RESP grow tax-deferred, the government chips in with substantial grants. If I have piqued your interest, contact me to set up an appointment. https://bit.ly/33r9R8q

A crazy story about serial bankruptcy and how thousands of Canadians are doing it. The article says the total number of consumer bankruptcies is going down year over year, the percentage that are repeat bankrupts has steadily climbed. Third-time bankrupts have become common in some provinces. Fourth and fifth bankruptcies, once almost unheard of, are now possible. Repeat bankrupts include real-estate agents, roofers, restaurateurs, tax lawyers, and drywallers. With each bankruptcy, they are required to take two financial counseling sessions. Some debtors, however, take away the wrong lesson. What do you think about this new trend? I look forward to seeing your comments. http://bit.ly/2E18Nw2

Calling all businesses. We have some fantastic insurance coverage options available to help protect your employees. Your business or organization is unique, and so are your people. Whether you have three or 35 employees, we have access to comprehensive group benefits plans to help you retain your valuable staff: Check out what we have to offer. - Benefits plans for small business - Health-care and dental-care benefits - Wellness and disability benefits - Life and accidental death and dismemberment benefits - International benefits plans - Online services Get a quote today by calling Wayne Elliott at 519-220-0557. http://bit.ly/35fI6PN

When is the last time that you reviewed your financial goals? I am excited to announce that I’m #OpenForBusiness. I offer financial planning services, Investing, RRSPs, RESPs, Insurance, Mortgages, and more. I help my clients reach their goals by giving them financial coaching and advice. Why not explore a new game plan by working with Wayne Elliott. Call me directly at (519) 220-0557 for more details. http://bit.ly/35fI6PN

An interesting article from the Financial Post about Millennials being the largest generation of Canadians that are at a disadvantage. With the housing market and other realities, millennials are faced with a number of financial choices and trade-offs early in their careers. This article also talks about the financial advice Millennials are receiving is traditionally focused on paying down debt or contributing to a retirement plan. Millennials need better financial advice and guidance to help them achieve their life's goals. A custom strategy can help create a sound framework for improving their financial well-being and attain their goals like owning a home. What do you think? Share your comments below. https://business.financialpost.com/personal-finance/millennials-are-facing-all-the-risk-and-none-of-the-reward-in-todays-financial-realities

As a business owner, it’s important to consider the various ways to cover the risks your business faces, protect your employees, and build employee satisfaction and loyalty. Insurance on you and your key people can help protect the business you’ve worked so hard to build by helping to cover drops in revenue, to provide funds to maintain staff levels, or to hire the additional staff needed to transition through a difficult time. Life insurance can help ensure an orderly and economical transition of your business, giving you and your loved ones financial security. Learn more about business insurance solutions by calling Wayne Elliott at 519-220-0557 or visiting my website. http://rebrand.ly/653fv1

Are you thinking about getting life insurance? It’s important to know your options. You will want to understand how long your insurance will last, how much it will cost and what it will cover. For some, it can be challenging to pick between all the different options. You have two basic choices with life insurance: term and permanent. Both protect you and your family but have different features. Our team at Freedom 55 has put together this simple guide to make your decision easier. Click the link below for all the details. If you need some assistance, give Wayne Elliott a call at 519-220-0557. http://j.mp/2nut1cZ

What images come to your mind when you think of your retirement? Maybe it’s of days with no fixed schedules, free for you to fill with activities that bring you joy. Perhaps you visualize all the places you’ll visit when you finally have the time. What if there was an opportunity to tick off some of your post-retirement life goals now? Shifting your perspective on retirement might help you realize your dreams sooner. Every retirement plan is different. I can help you discover yours. Call Wayne Elliott at (519) 220-0557 to learn more.