#biashara

Writing in the context of South Africa, Deborah James shows how a national project focused on financial inclusion by extending access to credit to black South Africans failed to address economic disenfranchisement, poverty and oppression, but rather produced new forms of these and created further indebtedness. Providing easy access to credit is not going to pull people out of poverty, but just create further debt.If the new Kenyan government truly intends to provide a decent living to ordinary Kenyans, and pursue a truly national transformative process, then provision of universal and guaranteed public services, as envisioned in Kenya’s constitution, is crucial. 

This requires that the government ensures that every citizen, regardless of their background and socio-economic status, is able to access the basics of life, including affordable healthcare, education, housing and food. Investment in public services is possible if the government takes seriously efficiency in revenue generation through taxes and efficiency in expenditures by addressing revenue leakages and expenditure wastages arising especially from development projects. The Covid-19 pandemic manifested the need for robust public services such as a strong and working public health system. The new government needs to take heed of such lessons if Kenya is to attain any national transformation.

Hatua 10 Rahisi za Kusajili Biashara Kupitia Website ya BRELA

UTANGULIZI Kuanzia tarehe 1 Februari 2018 #BRELA ilitangaza kuanza kutumika kwa mfumo wake wa kuwawezesha wamiliki wa makampuni na biashara kusajili na kuwasilisha returns BRELA. Pia BRELA ilishatangaza kwamba mnamo tarehe 25 Machi 2018 mfumo wake wa awali wa OBRS uliokuwa unaruhusu kusajili jina la biashara na kufanya clearance ya jina la kampuni kupitia website ungefungwa rasmi ili kuuruhusu…

Hatua Saba (7) Muhimu Ili Kuwa Mjasiriamali – J7

Ujasiriamali ni neno la kiswahili linalotokana na maneno mawili yafuatayo Ujasiri Wa mali Hii ina maana ya mtu mwenye ujasiri wa kuwekeza mali alizonazo ili apate faida Hatua 7 muhimu ili kuwa mjasiriamali kamili (J7) Jitoe bila woga na kuwekeza ulicho nacho, Jipange (mpango mkakati) Jipime Ili kujua uwezo na madhaifu yako Jiwezeshe kwa kupata mafunzo Jihadhari ili usitumbukie kwenye…

Sehemu ya I: Kuendesha biashara ndogo ndogo

Sehemu ya I:   Kuendesha biashara ndogo ndogo Maelezo ya utangulizi juu ya biashara ndogondogo na faida yake kwa wajasiriamali na taifa kwa ujumla 1.0        Biashara ndogo ndogo ni ile ambayo –                      Inamilikiwa na kuendeshwa kibinafsi –                      Inafanya kazi katika eneo dogo la nyumbani –                      Haijaota mizizi katika utendaji –                      Ina…

Masharti Tano (5) Muhimu Katika Kupata Mkopo wa Benki

Benki ni mkopeshaji mkubwa na mgumu kwa mazingira ya Tanzania. Pamoja na hayo benki wana masharti maalumu ambazo nazo hutofautiana kulingana na nani anakopa, anaokopa kiasi gani na kwa ajili ya biashara ipi na soko lipi. Kila benki inaweza kuwa na videzo tofautotofauti. Mikopo mikubwa huambatana na masharti lukuki tofauti na mikopo midogo. Mikopo kwa watu wenye rekodi nzuri ya kulipa ni tofauti…

Stadi za Maisha kwa Mtoto/Kijana

Kitabu cha mikopo ni muhimu ili kutunza kumbukumbu zote za mikopo, kama umechukua mkopo kutoka kwa rafiki, ndugu, kijijini, serikalini, taasisi yeyote ya kukopehsa au benki, rekodi hapa chini ili uweze kufuatilia mkopo kwa habari ya kulipa kwa wakati muafaka ili safari nyingine ukikopa uaminiwe na upewe. Jina la biashara…………………………………….……………… Mwaka wa fedha ………………………. Tarehe Maelezo na kusudi la…